1035 Spruce St, Aurora, IL 60506 Property Records

Kane County property record for 1035 Spruce St, Aurora, IL 60506

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 700 sqft · built 1929
Lot Size	0.138 acres (6,012 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Jun 2019)
Tax Bill	$3,924 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Aug 2019 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-20-230-011`

Property Details

APN / Parcel Number

Primary APN	`15-20-230-011`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	700 sqft Living Area
Gross Area	2,008 sqft
1st Floor Area	700 sqft
Basement Area	700 sqft

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Construction Type	Frame
Lot Area	6,012 sqft (0.138 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch

Location & Zoning

Street Address	1035 SPRUCE ST
City	AURORA
State	IL
Zip	60506-3747
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST PARK ADDN LOT 14 BLK 28
Legal Subdivision	WEST PARK ADDN
Legal Block	28
Legal Lot Number	14
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	2
Census Block	2005
Census Tract	853100

Owner

1035 Spruce St is owned and occupied by an individual who bought it in June 2019.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1035 SPRUCE ST, AURORA, IL 60506-3747
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2021	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Aug 20, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Jun 11, 2019	Deed, Transfer · FHA Mortgage FIRST NATIONAL BANK OF OMAHA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2019 · Amount on File
Deed Sale	Jun 11, 2019 · Amount on File
Deed Document Number	201924135
Prior Transfer Date	Dec 12, 2013
Prior Transfer Doc	0000087764
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1035 SPRUCE ST, AURORA, IL 60506-3747
Transaction Type	Mortgage
Record Updated	Aug 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1035 SPRUCE ST, AURORA, IL 60506-3747

Mortgage

Document Number	0000057057
Date	Jul 26, 2021
Instrument	2021K057057

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	335 Months
Due	Jun 1, 2049

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1035 SPRUCE ST, AURORA, IL 60506-3747
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037681
Date	Aug 20, 2019
Instrument	2019K037681

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

June 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Jun 11, 2019
Property Address	1035 SPRUCE ST, AURORA, IL 60506-3747
Document Number	0000024135
Instrument Date	Mar 30, 2019
Instrument	2019K024135
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$130.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1035 SPRUCE ST, AURORA, IL 60506-3747

Mortgage

Document Number	0000024136
Date	Jun 11, 2019
Instrument	2019K024136

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2049

Mortgage

Document Number	0000024137
Date	Jun 11, 2019
Instrument	2019K024137

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1035 Spruce St was $3,924 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,924.00 Homeowner's exemption	$60,832 (+9.39%) Land $8,329 Building $52,503	$182,569 (+9.39%) Land $24,997 Building $157,572
2024		$55,610 Land $7,614 Building $47,996	$166,897 Land $22,851 Building $144,046
2022	$3,481.00 (+5.23%) Homeowner's exemption	$45,335 (+7.41%) Land $6,207 Building $39,128	$136,005 (+7.41%) Land $18,621 Building $117,384
2021	$3,308.00 Homeowner's exemption	$42,208 Land $5,779 Building $36,429	$126,624 Land $17,337 Building $109,287

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1035 Spruce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1035 Spruce St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Metronet, T-Mobile, Verizon, Watch TV.

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