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1026 Spruce St, Aurora, IL 60506 Property Records

Kane County property record for 1026 Spruce St, Aurora, IL 60506

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 768 sqft · built 1952
Lot Size0.173 acres (7,530 sqft)
OwnerIndividual Name on File
Last Sale$130,000 (Jun 2020)
Tax Bill$4,603 (2025)
Deeds & MortgagesJun 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN15-20-232-005

Property Details

APN / Parcel Number

Primary APN15-20-232-005

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area768 sqft Living Area
Gross Area2,112 sqft
1st Floor Area768 sqft
Basement Area768 sqft

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Construction TypeFrame
Lot Area7,530 sqft (0.173 acres)
Lot Dimensions150 ft deep x 50 ft wide
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1026 SPRUCE ST
CityAURORA
StateIL
Zip60506-3748
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWEST PARK ADDN : LOT 7 BLK 29 LOT DIMENSIONS: 50 X 150.6 APPROX LOT SQ FT 7530 SUBDIVISION: SECTION 20 RANGE CODE: 001
Legal SubdivisionWEST PARK ADDN
Legal Block29
Legal Lot Number7
JurisdictionKANE IL
Township / Civil DivisionAURORA
Census Block Group2
Census Block2011
Census Tract853100

Owner

1026 Spruce St is owned and occupied by an individual who bought it in June 2020.

Source: Kane County records, as of July 23, 2026

Owner of RecordIndividual Name on File
Mailing Address1026 SPRUCE ST, AURORA, IL 60506-3748
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 30, 2020 · Amount on File
Deed SaleJun 30, 2020 · Amount on File
Prior SaleNov 10, 2016 · Amount on File
Deed Document Number202034699
Prior Transfer DateJan 12, 2004
Prior Transfer Doc0000014586
Record UpdatedOct 29, 2026

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJun 30, 2020
Property Address1026 SPRUCE ST, AURORA, IL 60506-3748
Document Number0000034699
Instrument DateJun 11, 2020
Instrument2020K034699
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyCHICAGO TITLE INSURANCE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$130.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1026 SPRUCE ST, AURORA, IL 60506-3748

Mortgage

Document Number0000034700
DateJun 30, 2020
Instrument2020K034700
Lender
NameFIRST CENTENNIAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2050
Interest
Rate TypeFixed Rate
Rate3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 1026 Spruce St was $4,603 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAurora City
CountyKane County
County SubdivisionAurora Township
Unified School DistrictAurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,603.00 Homeowner's exemption$69,981 (+9.39%) Land $10,114 Building $59,867$210,027 (+9.39%) Land $30,354 Building $179,673
2024$63,974 Land $9,246 Building $54,728$191,999 Land $27,749 Building $164,250
2022$4,085.00 (+5.09%) Homeowner's exemption$52,153 (+7.41%) Land $7,537 Building $44,616$156,459 (+7.41%) Land $22,611 Building $133,848
2021$3,887.00 Homeowner's exemption$48,555 Land $7,017 Building $41,538$145,665 Land $21,051 Building $124,614

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1026 Spruce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1026 Spruce St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAURORA
serves 183,000 people · EPA ID IL0894070
Water SourceSurface water
Last State InspectionMar 2025
Lead26 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 593 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: Metronet, T-Mobile, Watch TV.

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