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1031 Spruce St, Aurora, IL 60506 Property Records

Kane County property record for 1031 Spruce St, Aurora, IL 60506

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,416 sqft · built 1948
Lot Size0.138 acres (6,013 sqft)
OwnerIndividual Name on File
Last Sale$167,000 (Jun 2018)
Tax Bill$6,062 (2025)
Deeds & MortgagesMar 2020 Mortgage
Jun 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN15-20-230-012

Property Details

APN / Parcel Number

Primary APN15-20-230-012

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,416 sqft Living Area
Gross Area2,984 sqft
Basement Area1,056 sqft

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Construction TypeFrame
Lot Area6,013 sqft (0.138 acres)
Lot Dimensions120 ft deep x 50 ft wide
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch

Location & Zoning

Street Address1031 SPRUCE ST
CityAURORA
StateIL
Zip60506-3747
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWEST PARK ADDN : LOT 15 BLK 28 LOT DIMENSIONS: 50 X 120.25 APPROX LOT SQ FT 6013 SUBDIVISION: SECTION 20 RANGE CODE: 001
Legal SubdivisionWEST PARK ADDN
Legal Block28
Legal Lot Number15
JurisdictionKANE IL
Township / Civil DivisionAURORA
Census Block Group2
Census Block2005
Census Tract853100

Owner

1031 Spruce St is owned and occupied by an individual who bought it in June 2018.

Source: Kane County records, as of July 23, 2026

Owner of RecordIndividual Name on File
Mailing Address1031 SPRUCE ST, AURORA, IL 60506-3747
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 13, 2020Deed of Trust, Mortgage
LOANDEPOT.COM LLC
Jun 21, 2018Warranty Deed, Transfer · FHA Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 21, 2018 · Amount on File
Deed SaleJun 21, 2018 · Amount on File
Deed Document Number201829428
Record UpdatedOct 29, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address1031 SPRUCE ST, AURORA, IL 60506-3747
Document Number0000016726
Instrument DateMar 13, 2020
Transaction TypeMortgage
Record UpdatedJun 25, 2020
Title CompanyATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND

Transferred To (Grantee/Buyer)

NameVerified Name
Address1031 SPRUCE ST AURORA IL 605063747, AURORA, IL 60506-3747

Mortgage

Document Number0000016726
DateApr 3, 2020
Instrument16726
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
AmountAmount on Record
Term360 Months
DueApr 2, 2050
Interest
Rate3.5%

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJun 21, 2018
Property Address1031 SPRUCE ST, AURORA, IL 60506-3747
Document Number0000029428
Instrument DateMay 22, 2018
Instrument29428
Transaction TypeTransfer
Record UpdatedJul 3, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$250.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address415 E PARK AVE #C AURORA IL 605054773, C, AURORA, IL 60505-4773

Mortgage

Document Number29429
DateJun 21, 2018
Instrument29429
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJun 20, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1031 Spruce St was $6,062 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAurora City
CountyKane County
County SubdivisionAurora Township
Unified School DistrictAurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,062.00 Homeowner's exemption$89,619 (+9.39%) Land $8,329 Building $81,290$268,965 (+9.39%) Land $24,997 Building $243,968
2024$81,926 Land $7,614 Building $74,312$245,876 Land $22,851 Building $223,025
2022$5,380.00 (+4.83%) Homeowner's exemption$66,788 (+7.41%) Land $6,207 Building $60,581$200,364 (+7.41%) Land $18,621 Building $181,743
2021$5,132.00 Homeowner's exemption$62,181 Land $5,779 Building $56,402$186,543 Land $17,337 Building $169,206

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1031 Spruce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1031 Spruce St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAURORA
serves 183,000 people · EPA ID IL0894070
Water SourceSurface water
Last State InspectionMar 2025
Lead26 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: Metronet, T-Mobile, Verizon, Watch TV.

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