1035 Ruth Dr, Edgewater, FL 32132 Property Records

Volusia County property record for 1035 Ruth Dr, Edgewater, FL 32132

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,204 sqft · built 1982
Lot Size	0.126 acres (5,500 sqft)
Owner	Individual Name on Record
Last Sale	$189,900 (Jun 2021)
Tax Bill	$2,834 (2025)
Deeds & Mortgages	Aug 2022 Transfer Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7432-06-00-2390`

Property Details

APN / Parcel Number

Primary APN	`7432-06-00-2390`
Alternative APNs	`34173206002390` `32173406002390` `4086170.0` `4086170`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,204 sqft Living Area
Gross Area	1,555 sqft
1st Floor Area	1,204 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2009
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Metal
Lot Area	5,500 sqft (0.126 acres)
Lot Dimensions	110 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	351 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	55 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	4086170
Street Address	1035 RUTH DR
City	EDGEWATER
State	FL
Zip	32132-2146
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	07R3
Legal Description	LOT 239 EDGEWATER ACRES NO 5 MB 23 PG 162 PER OR 2361 PG 0324 PER OR 5577 PG 1375 PER OR 6339 PG 3853 PER OR 6976 PG 3833 PER OR 7718 PG 4006 PER OR 8060 PG 4303 PER OR 8293 PG 4749
Legal Range	34E
Legal Township	17S
Legal Section	32
Legal Subdivision	EDGEWATER ACRES NO 5 MB
Legal Tract	06
Legal Lot Number	239
Jurisdiction	VOLUSIA FL
Township / Civil Division	NEW SMYRNA BEACH
Census Block Group	1
Census Block	1009
Census Tract	83009

Owner

Source: Volusia County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1035 RUTH DR, EDGEWATER, FL 32132-2146
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jul 10, 2019	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2021 · Amount on Record
Deed Sale	Jun 7, 2021 · Amount on Record
Prior Sale	Jul 10, 2019 · Amount on Record
Deed Document Number	2021132158
Deed Book / Page	8060 / 4303
Last Transfer Date	Aug 2, 2022
Transfer Doc	0082934749
Record Updated	Jun 8, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VOLUSIA FL
Recording Date	Aug 5, 2022
Property Address	1035 RUTH DR, EDGEWATER, FL 32132-2146
Document Number	0082934749
Book / Page	8293 / 4749
Map Reference	MB 23 PG 162
Instrument Date	Aug 2, 2022
Instrument	2022183349
Transaction Type	Transfer
Record Updated	Aug 22, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1035 RUTH DR, 1035, EDGEWATER, FL 32132-2146

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	23 WOODSEDGE DR, ASHEVILLE, NC 28803-3184

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Jul 10, 2019
Property Address	1035 RUTH DR, EDGEWATER, FL 32132-2146
Document Number	0077184006
Book / Page	7718 / 4006
Map Reference	MB 23 PG 162
Instrument Date	Jul 8, 2019
Instrument	2019-135871
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	PROFESSIONAL TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,085.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 HANSCOM FARM LN, LEBANON, ME 04027-3543

Mortgage

Document Number	0077184008
Date	Jul 10, 2019
Instrument	7718/4008

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Edgewater City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$202,843 (+2.7%)	$220,772 (+3.74%) Land $31,825 Building $188,947
2025	$2,834.00 (+2.87%) Homeowner's exemption	$197,511 (+5.99%)	$212,817 (+3.81%) Land $31,825 Building $180,992
2023	$2,755.00 (+2.49%) Homeowner's exemption	$186,355 (+3%)	$205,001 (+13.31%) Land $22,563 Building $182,438
2022	$2,688.00 Homeowner's exemption	$180,927 Land $15,438 Building $165,489	$180,927 Land $15,438 Building $165,489

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 93 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	93 in force
Nearby Flood Claims	43 (1994–2024)
Claims Outside the SFHA	31 of 43
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 8 claims Hurricane Ian, Oct 2022 · 6 claims Tropical Storm Gordon Tornadoes Flooding Rainfall, Nov 1994 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EDGEWATER serves 28,552 people · EPA ID FL3640331
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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