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1022 Ruth Dr, Edgewater, FL 32132 Property Records

Volusia County property record for 1022 Ruth Dr, Edgewater, FL 32132

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,176 sqft · built 1977
Lot Size0.287 acres (12,500 sqft)
Owner2 Trust Names on File
Last Sale$40,000 (Oct 2008)
Tax Bill$540 (2025)
Deeds & MortgagesAug 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN7432-06-00-2210

Property Details

APN / Parcel Number

Primary APN7432-06-00-2210
Alternative APNs
  • 34173206002210
  • 32173406002210
  • 3847024.0
  • 3847024

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,176 sqft Living Area
1st Floor Area936 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1988
Exterior MaterialConcrete
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,500 sqft (0.287 acres)
Lot Dimensions125 ft deep x 20 ft wide

Exterior Amenities

Pool Area190 sqft
PorchFlorida Room
Porch Area618 sqft
Deck Area621 sqft
Patio Area360 sqft
Shed1 Shed
Shed Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number3847024
Street Address1022 RUTH DR
CityEDGEWATER
StateFL
Zip32132-2147
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code07R3
Legal DescriptionLOTS 221 & 222 EDGEWATER ACRES NO 5 MB 23 PG 162 PER OR 4424 PG 3677 PER OR 7734 PG 2439
Legal Range34E
Legal Township17S
Legal Section32
Legal SubdivisionEDGEWATER ACRES NO 5 MB
Legal Tract06
Legal Lot Number221-2
JurisdictionVOLUSIA FL
Township / Civil DivisionNEW SMYRNA BEACH
Census Block Group1
Census Block1010
Census Tract83009

Owner

1022 Ruth Dr is owner-occupied and held in a trust since August 2019.

Source: Volusia County records, as of March 16, 2026

Owner of Record2 Trust Names on File
Mailing Address1022 RUTH DR, EDGEWATER, FL 32132-2147
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 17, 2008 · Amount on File
Deed SaleOct 17, 2008 · Amount on File
Prior SaleAug 15, 1988 · Amount on File
Deed Document Number2008205205
Deed Book / Page6287 / 631
Last Transfer DateAug 5, 2019
Transfer Doc0077342439
Record UpdatedJun 8, 2026

August 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionVOLUSIA FL
Recording DateAug 15, 2019
Property Address1022 RUTH DR, EDGEWATER, FL 32132-2147
Document Number0077342439
Book / Page7734 / 2439
Map ReferenceMB 23 PG 162
Instrument DateAug 5, 2019
Instrument2019-161497
Transaction TypeTransfer
Record UpdatedJan 4, 2022
Title CompanyFIDELITY NATL TTL OF FL INC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1022 RUTH DR, EDGEWATER, FL 32132-2147

Mortgage

Document Number0077342441
DateAug 15, 2019
Instrument7734/2441
Lender
NameREGIONS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1022 Ruth Dr was $540 with a homeowner's exemption.

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
MunicipalityEdgewater City
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$59,040 (+2.7%)$227,898 (+0.84%) Land $60,300 Building $167,598
2025$540.00 Homeowner's exemption$57,488$226,007 Land $60,300 Building $165,707
2023$544.00 (+0.37%) Homeowner's exemption$54,241 (+3%)$208,994 (+14.53%) Land $42,750 Building $166,244
2022$542.00 Homeowner's exemption$52,661$182,478 Land $29,250 Building $153,228

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1022 Ruth Dr in Zone X, an area of minimal flood risk, though there have been 43 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 93 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies93 in force
Nearby Flood Claims43 (1994–2024)
Claims Outside the SFHA31 of 43
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 8 claims
  • Hurricane Ian, Oct 2022 · 6 claims
  • Tropical Storm Gordon Tornadoes Flooding Rainfall, Nov 1994 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1022 Ruth Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF EDGEWATER
serves 28,552 people · EPA ID FL3640331
Water SourceGroundwater
Last State InspectionDec 2023
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wire 3
Fiber		10,000 / 10,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: T-Mobile.

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