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1027 Ruth Dr, Edgewater, FL 32132 Property Records

Volusia County property record for 1027 Ruth Dr, Edgewater, FL 32132

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,386 sqft · built 1981
Lot Size0.172 acres (7,500 sqft)
Owner2 Individual Names on Record
Last Sale$50,700 (Sep 1996)
Tax Bill$498 (2025)
Deeds & MortgagesAug 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN7432-06-00-2350

Property Details

APN / Parcel Number

Primary APN7432-06-00-2350
Alternative APNs
  • 34173206002350
  • 3847091.0
  • 3847091

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,386 sqft Living Area
1st Floor Area1,386 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1985
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area7,500 sqft (0.172 acres)
Lot Dimensions150 ft deep x 50 ft wide

Exterior Amenities

Pool Area300 sqft
PorchEnclosed Porch
Porch Area468 sqft
Patio Area280 sqft
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number3847091.0
Old Parcel Number34173206002350
Street Address1027 RUTH DR
CityEDGEWATER
StateFL
Zip32132-2146
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionLOT 235 EDGEWATER ACRES NO 5 MB 23 PG 162 PER OR 4141 PGS 0132-0134 INC
Legal Range34E
Legal Township17S
Legal Section32
Legal SubdivisionEDGEWATER
Legal Tract6
Legal Lot Number235
JurisdictionVOLUSIA FL
Township / Civil DivisionNEW SMYRNA BEACH
Census Block Group1
Census Block1009
Census Tract83009

Owner

Source: Volusia County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1027 RUTH DR, EDGEWATER, FL 32132-2146
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 23, 1996 · Amount on Record
Deed SaleSep 23, 1996 · Amount on Record
Deed Document Number0414100132
Deed Book / Page04141 / 00132
Record UpdatedJun 8, 2026

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address1027 RUTH DR, EDGEWATER, FL 32132-2146
Document Number0075874201
Instrument DateAug 14, 2018
Transaction TypeMortgage
Record UpdatedSep 6, 2018
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1027 RUTH DR EDGEWATER FL 321322146, EDGEWATER, FL 32132-2146

Mortgage

Document Number0075874201
DateAug 22, 2018
Book Page007587/004201
Instrument169811
Lender
NameMR COOPER
AddressDALLAS, TX 75019
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term180 Months
DueAug 21, 2033

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
MunicipalityEdgewater City
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$498.00 (+5.29%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$62,079 (+5.99%)$241,878 (+4.39%) Land $35,845 Building $206,033
2023$473.00 (+0.85%) Senior Citizen's exemption$58,573 (+3%)$231,714 (+10.84%) Land $25,413 Building $206,301
2022$469.00 Senior Citizen's exemption$56,867$209,048 Land $17,388 Building $191,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 93 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies93 in force
Nearby Flood Claims43 (1994–2024)
Claims Outside the SFHA31 of 43
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 8 claims
  • Hurricane Ian, Oct 2022 · 6 claims
  • Tropical Storm Gordon Tornadoes Flooding Rainfall, Nov 1994 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF EDGEWATER
serves 28,552 people · EPA ID FL3640331
Water SourceGroundwater
Last State InspectionDec 2023
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wire 3
Fiber		10,000 / 10,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: T-Mobile.

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