1035 3rd St S, Virginia, MN 55792 Property Records

St. Louis County property record for 1035 3rd St S, Virginia, MN 55792

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,040 sqft · built 1954
Lot Size	0.137 acres (5,998 sqft)
Owner	Individual Name on File
Last Sale	$123,000 (Feb 2021)
Tax Bill	$1,608 (2026)
Deeds & Mortgages	Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`090-0084-00210`

Property Details

APN / Parcel Number

Primary APN	`090-0084-00210`
Alternative APN	`1104254`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,040 sqft Gross Area
1st Floor Area	1,040 sqft
Basement Area	520 sqft
Finished Basement	520 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	5,998 sqft (0.137 acres)
Garage Area	440 sqft
Deck Area	56 sqft
Storage Building	56 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1104254
Street Address	1035 3RD ST S
City	VIRGINIA
State	MN
Zip	55792-3011
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21 SERIAL #
Legal Subdivision	LAKEVIEW ADD TO VIRGINIA
Legal Lot Number	21
Jurisdiction	ST LOUIS MN
Township / Civil Division	VIRGINIA
Census Block Group	3
Census Block	3011
Census Tract	13200

Owner

1035 3rd St S is owned and occupied by an individual who bought it in February 2021.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	1035 3RD ST S, VIRGINIA, MN 55792-3011
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 3, 2021 · Amount on File
Deed Sale	Feb 3, 2021 · Amount on File
Deed Document Number	20211402792
Prior Transfer Date	Jul 2, 2001
Prior Transfer Doc	0000822192
Record Updated	Sep 20, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Feb 3, 2021
Property Address	1035 3RD ST S, VIRGINIA, MN 55792-3011
Document Number	0001402792
Instrument Date	Jan 26, 2021
Instrument	1402792
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$405.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1035 3RD ST S, VIRGINIA, MN 55792-3011

Mortgage

Document Number	0001402793
Date	Feb 3, 2021
Instrument	1402793

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 1035 3rd St S was $1,608 with a homeowner's exemption, up 8.8% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Virginia City
Unified School District	Rock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,608.00 (+8.8%) Homeowner's exemption
2025	$1,478.00 (-23.18%) Homeowner's exemption	$139,700 (+5.99%) Land $8,200 Building $131,500	$139,700 (+5.99%) Land $8,200 Building $131,500
2024	$1,924.00	$131,800 Land $6,800 Building $125,000	$131,800 Land $6,800 Building $125,000
2022		$119,600 Land $6,800 Building $112,800	$119,600 Land $6,800 Building $112,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1035 3rd St S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1035 3rd St S is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Virginia serves 8,361 people · EPA ID MN1690046
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20