1017 3rd St S, Virginia, MN 55792 Property Records

St. Louis County property record for 1017 3rd St S, Virginia, MN 55792

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 996 sqft · built 1957
Lot Size0.137 acres (5,998 sqft)
OwnerIndividual Name on Record
Last Sale$70,000 (Oct 2003)
Tax Bill$906 (2026)
Deeds & MortgagesSep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN090-0084-00300

Property Details

APN / Parcel Number

Primary APN090-0084-00300
Alternative APN
  • 980514

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area996 sqft Gross Area
1st Floor Area996 sqft
Basement Area574 sqft
Finished Basement574 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Architectural StyleRanch
Exterior MaterialMetal
Construction TypeFrame
Lot Area5,998 sqft (0.137 acres)
Garage Area528 sqft
Deck Area24 sqft
Patio Area424 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelOil

Location & Zoning

Account Number980514
Street Address1017 3RD ST S
CityVIRGINIA
StateMN
Zip55792-3011
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 30 SERIAL #
Legal SubdivisionLAKEVIEW ADD TO VIRGINIA
Legal Lot Number30
JurisdictionST LOUIS MN
Township / Civil DivisionVIRGINIA
Census Block Group3
Census Block3011
Census Tract13200

Owner

Source: St. Louis County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1017 3RD ST S, VIRGINIA, MN 55792-3011
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 14, 2003 · Amount on Record
Deed SaleOct 14, 2003 · Amount on Record
Deed Document Number2003918781
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address1017 3RD ST S, VIRGINIA, MN 55792-3011
Transaction TypeMortgage
Record UpdatedSep 22, 2021
Title CompanyNORTH TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001423405
DateSep 1, 2021
Instrument1423405
Lender
NameHIWAY CU
TypeCredit Union
AddressSAINT PAUL, MN 55103
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueSep 1, 2041

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityVirginia City
Unified School DistrictRock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$906.00 (+11.3%) Homeowner's exemption
2025$814.00 (-50.24%) Homeowner's exemption$107,400 (+6.13%) Land $8,200 Building $99,200$107,400 (+6.13%) Land $8,200 Building $99,200
2024$1,636.00$101,200 (-6.38%) Land $6,800 Building $94,400$101,200 (-6.38%) Land $6,800 Building $94,400
2022$108,100 Land $6,800 Building $101,300$108,100 Land $6,800 Building $101,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVirginia
serves 8,361 people · EPA ID MN1690046
Water SourceSurface water
Last State InspectionFeb 2026
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fixed Wireless
2,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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