St. Louis County property record for 1027 3rd St S, Virginia, MN 55792
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,036 sqft · built 1957 |
| Lot Size | 0.137 acres (5,998 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,142 (2026) |
| Deeds & Mortgages | Dec 2018 Mortgage Dec 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 090-0084-00250 |
| Primary APN | 090-0084-00250 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,036 sqft Gross Area |
| 1st Floor Area | 1,036 sqft |
| Basement Area | 207 sqft |
| Finished Basement | 207 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 5,998 sqft (0.137 acres) |
| Garage Area | 528 sqft |
| Deck Area | 35 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 2873 |
|---|---|
| Street Address | 1027 3RD ST S |
| City | VIRGINIA |
| State | MN |
| Zip | 55792-3011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 25 SERIAL # |
| Legal Subdivision | LAKEVIEW ADD TO VIRGINIA |
| Legal Lot Number | 25 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | VIRGINIA |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 13200 |
1027 3rd St S is owned and occupied by an individual.
Source: St. Louis County records, as of September 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1027 3RD ST S, VIRGINIA, MN 55792-3011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 5, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY |
| Dec 5, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 1027 3RD ST S, VIRGINIA, MN 55792-3011 |
| Document Number | 00A1348294 |
| Instrument Date | Dec 5, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1027 3RD ST S VIRGINIA MN 557923011, VIRGINIA, MN 55792-3011 |
| Document Number | 00A1348294 |
|---|---|
| Date | Jan 14, 2019 |
| Instrument | A1348294 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|---|
| Address | 702 3RD AVE E, VIRGINIA, MN 55792 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 13, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 1027 3RD ST S, VIRGINIA, MN 55792-3011 |
| Document Number | 0001348292 |
| Instrument Date | Dec 5, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1027 3RD ST S VIRGINIA MN 557923011, VIRGINIA, MN 55792-3011 |
| Document Number | 0001348292 |
|---|---|
| Date | Jan 14, 2019 |
| Instrument | 1348292 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|---|
| Address | 702 S 3RD AVE, VIRGINIA, MN 55792-2776 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 13, 2034 |
| Rate | 18% |
|---|
The 2026 property tax bill for 1027 3rd St S was $2,142, up 6% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Virginia City |
| Unified School District | Rock Ridge Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,142.00 (+6.04%) | ||
| 2025 | $2,020.00 (+33.42%) | $106,900 (+6.26%) Land $8,200 Building $98,700 | $106,900 (+6.26%) Land $8,200 Building $98,700 |
| 2024 | $1,514.00 | $100,600 Land $6,800 Building $93,800 | $100,600 Land $6,800 Building $93,800 |
| 2022 | $103,400 Land $6,800 Building $96,600 | $103,400 Land $6,800 Building $96,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1027 3rd St S in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1027 3rd St S is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Virginia serves 8,361 people · EPA ID MN1690046 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fixed Wireless | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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