10348 98th St, Largo, FL 33773 Property Records

Pinellas County property record for 10348 98th St, Largo, FL 33773

Property Summary

Property Type	Planned Unit Development
Details	1,355 sqft · built 1985
Owner	2 Individual Names on Record
Last Sale	$175,000 (Nov 2017)
Tax Bill	$1,169 (2025)
Deeds & Mortgages	Oct 2019 Line of Credit Nov 2017 Sale
Flood Zone	Zone X (moderate risk)
APN	`C62-000-750-3776-2`

Property Details

APN / Parcel Number

Primary APN	`C62-000-750-3776-2`
Alternative APNs	`14-30-15-48434-000-0330` `153014484340000330` `R152182`

Interior

Stories	1 Story
Building Area	1,355 sqft Heated Area
1st Floor Area	1,355 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1992
Exterior Material	Brick/Stone
Construction Type	Wood Frame
View / Lot	Water
Garage Type	Attached
Parking Spaces	1 Parking Space
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	R152182
Old Parcel Number	153014484340000330
Street Address	10348 98TH ST
City	LARGO
State	FL
Zip	33773-4538
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Legal Description	LAKE SEMINOLE VILLAGE STAGE 4 LOT 33
Legal Range	15
Legal Township	30
Legal Section	14
Legal Subdivision	LAKE SEMINOLE VILLAGE
Legal Lot Number	33
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	3
Census Block	3010
Census Tract	25011

Owner

Source: Pinellas County records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10348 98TH ST, LARGO, FL 33773-4538
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2019	Deed of Trust, Mortgage · Line of Credit ACHIEVA CU
Nov 7, 2017	Warranty Deed, Transfer SEMINOLE TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2017 · Amount on Record
Deed Sale	Nov 7, 2017 · Amount on Record
Prior Sale	May 12, 2009 · Amount on Record
Deed Document Number	2017340322
Deed Book / Page	19833 / 0447
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	10348 98TH ST, LARGO, FL 33773-4538
Document Number	0207461541
Instrument Date	Oct 21, 2019
Transaction Type	Mortgage
Record Updated	Nov 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10348 98TH ST LARGO FL 337734538, LARGO, FL 33773-4538

Mortgage

Document Number	0207461541
Date	Oct 25, 2019
Book Page	020746/001541
Instrument	344528

Lender

Name	ACHIEVA CU
Type	Credit Union
Address	DUNEDIN, FL 34697

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 24, 2044

Interest

Rate Type	Adjustable Rate

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Nov 7, 2017
Property Address	10348 98TH ST, LARGO, FL 33773-4538
Document Number	0198330447
Book / Page	019833 / 000447
Instrument Date	Oct 30, 2017
Instrument	340322
Transaction Type	Transfer
Record Updated	Nov 27, 2017
Title Company	SEMINOLE TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$1,225.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10348 98TH ST LARGO FL 337734538, LARGO, FL 33773-4538

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,169.00 (+12.84%) Homeowner's exemption	$97,261 (+5.99%)	$309,250 (+1.7%) Building $309,250
2023	$1,036.00 (+4.54%) Homeowner's exemption	$91,767 (+3%)	$304,094 (+19.37%) Building $304,094
2022	$991.00 Homeowner's exemption	$89,094	$254,755 Building $254,755

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 231 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	231 in force
Nearby Flood Claims	30 (1979–2024)
Claims Outside the SFHA	8 of 30
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims Severe Storms, High Winds, Tornadoes, And Flooding, Dec 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 604 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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