10324 98th St, Largo, FL 33773 Property Records

Pinellas County property record for 10324 98th St, Largo, FL 33773

Property Summary

Property Type	Planned Unit Development
Details	2 bd · 2 ba · 1,150 sqft · built 1985
Lot Size	0.078 acres (3,412 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Feb 2021)
Tax Bill	$3,174 (2025)
Deeds & Mortgages	May 2021 Mortgage Feb 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`C62-000-750-3778-8`

Property Details

APN / Parcel Number

Primary APN	`C62-000-750-3778-8`
Alternative APNs	`14-30-15-48434-000-0350` `301514484340000350` `153014484340000350` `R152184`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,150 sqft Living Area
1st Floor Area	1,150 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1992
Exterior Material	Brick/Stone
Construction Type	Wood
Lot Area	3,412 sqft (0.078 acres)
View / Lot	Interior
Garage Type	Attached
Parking Spaces	1 Parking Space
Porch	Patio

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	R152184
Street Address	10324 98TH ST
City	LARGO
State	FL
Zip	33773-4538
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	RPD10
Legal Description	LAKE SEMINOLE VILLAGE STAGE 4 LOT 35
Legal Range	15E
Legal Township	30S
Legal Section	14
Legal Subdivision	LAKE SEMINOLE VILLAGE
Legal Tract	48434
Legal Lot Number	35
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	3
Census Block	3010
Census Tract	25011

Owner

10324 98th St, a planned unit development, is owned and occupied by two individuals who bought it in February 2021.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10324 98TH ST, LARGO, FL 33773-4538
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 24, 2021	Deed of Trust, Mortgage · VA Mortgage TRUIST BANK
Feb 24, 2021	Warranty Deed, Transfer · VA Mortgage TRUIST BANK
Feb 24, 2021	Quit Claim Deed, Transfer SEMINOLE TITLE COMPANY
Jan 6, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2021 · Amount on File
Deed Sale	Feb 24, 2021 · Amount on File
Prior Sale	Jun 2, 1997 · Amount on File
Deed Document Number	202160446
Deed Book / Page	21404 / 597
Prior Transfer Date	Feb 22, 2021
Prior Transfer Doc	0214040595
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	10324 98TH ST, LARGO, FL 33773-4538
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	SEMINOLE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8930 117TH ST, SEMINOLE, FL 33772-2750

Mortgage

Document Number	0215501392
Date	May 24, 2021
Book Page	21550/1392
Instrument	2021172840

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Mar 1, 2051

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Feb 24, 2021
Property Address	10324 98TH ST, LARGO, FL 33773-4538
Document Number	0214040597
Book / Page	21404 / 597
Map Reference	MB 90 PG 70&71
Instrument Date	Feb 22, 2021
Instrument	2021060446
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	SEMINOLE TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,505.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8930 117TH ST, SEMINOLE, FL 33772-2750

Mortgage

Document Number	0214040599
Date	Feb 24, 2021
Book Page	21404/599
Instrument	2021060447

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PINELLAS FL
Recording Date	Feb 24, 2021
Property Address	10324 98TH ST, LARGO, FL 33773-4538
Document Number	0214040595
Book / Page	21404 / 595
Map Reference	MB 90 PG 70&71
Instrument Date	Feb 22, 2021
Instrument	2021060445
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	SEMINOLE TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9700 STARKEY RD APT 326, 9700, SEMINOLE, FL 33777-2208

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10324 98TH ST, LARGO, FL 33773-4538

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PINELLAS FL
Recording Date	Jan 6, 2020
Property Address	10324 98TH ST, LARGO, FL 33773-4538
Document Number	0208351347
Book / Page	020835 / 001347
Instrument Date	Dec 30, 2019
Instrument	5993
Transaction Type	Transfer
Record Updated	Jan 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	10324 98TH ST LARGO FL 337734538, LARGO, FL 33773-4538

Tax Assessment & Valuation

The 2025 property tax bill for 10324 98th St was $3,174 with a homeowner's exemption, up 7.2% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,174.00 (+7.23%) Homeowner's exemption	$208,024	$266,198 Building $266,198
2024	$2,960.00 (+3.14%)
2023	$2,870.00 (+2.9%) Homeowner's exemption	$196,273 (+3%)	$259,440 (+19.35%) Building $259,440
2022	$2,789.00 Homeowner's exemption	$190,556	$217,385 Building $217,385

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10324 98th St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 231 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	231 in force
Nearby Flood Claims	30 (1979–2024)
Claims Outside the SFHA	8 of 30
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims Severe Storms, High Winds, Tornadoes, And Flooding, Dec 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10324 98th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 604 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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