10381 98th St, Largo, FL 33773 Property Records

Pinellas County property record for 10381 98th St, Largo, FL 33773

Property Summary

Property Type	Planned Unit Development
Details	3 bd · 2 ba · 1,520 sqft · built 1986
Lot Size	0.198 acres (8,620 sqft)
Owner	2 Company Names on File
Last Sale	$385,000 (Apr 2026)
Tax Bill	$5,892 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`C62-000-750-3830-7`

Property Details

APN / Parcel Number

Primary APN	`C62-000-750-3830-7`
Alternative APNs	`14-30-15-48434-000-0870` `301514484340000870` `153014484340000870` `R152236`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,520 sqft Living Area
1st Floor Area	1,520 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1993
Exterior Material	Brick/Stone
Construction Type	Wood
Lot Area	8,620 sqft (0.198 acres)
View / Lot	Corner
Garage Type	Attached
Parking Spaces	1 Parking Space
Porch	Patio
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	R152236
Street Address	10381 98TH ST
City	LARGO
State	FL
Zip	33773-4539
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	RPD10
Legal Description	LAKE SEMINOLE VILLAGE STAGE 4 LOT 87
Legal Range	15E
Legal Township	30S
Legal Section	14
Legal Subdivision	LAKE SEMINOLE VILLAGE
Legal Tract	48434
Legal Lot Number	87
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	3
Census Block	3003
Census Tract	25011

Owner

10381 98th St, a planned unit development, is owned by a company that bought it in April 2026.

Source: Pinellas County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	10381 98TH ST, LARGO, FL 33773-4539
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2026	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE, INC
Apr 9, 2026	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE, INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2026 · Amount on File
Deed Sale	Apr 9, 2026 · Amount on File
Prior Sale	Jan 13, 2009 · Amount on File
Deed Document Number	202696510
Deed Book / Page	23519 / 1080
Prior Transfer Date	Sep 22, 2008
Prior Transfer Doc	0164690296
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Apr 9, 2026
Property Address	10381 98TH ST, LARGO, FL 33773-4539
Document Number	0000096510
Book / Page	23519 / 1080
Instrument Date	Apr 1, 2026
Instrument	202696510
Transaction Type	Transfer
Record Updated	Apr 21, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$272,195.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	10381 98TH ST, LARGO, FL 33773-4539

Mortgage

Document Number	0000096512,
Date	Apr 9, 2026
Instrument	202696512

Lender

Name	GUARANTEED RATE, INC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Apr 9, 2026
Property Address	10381 98TH ST, LARGO, FL 33773-4539
Document Number	0235191080
Book / Page	23519 / 1080
Instrument Date	Apr 1, 2026
Instrument	2026.96510
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$272,195.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	10381 98TH ST, LARGO, FL 33773-4539

Mortgage

Document Number	0000096512,
Date	Apr 9, 2026
Book Page	23519/1085
Instrument	2026.96512

Lender

Name	GUARANTEED RATE, INC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.98%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 10381 98th St was $5,892, up 9.5% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,892.00 (+9.5%)	$323,321 Building $323,321	$323,321 Building $323,321
2024	$5,381.00 (+7.23%)
2023	$5,018.00 (+12.06%)	$313,910 (+19.48%)	$313,910 (+19.48%) Building $313,910
2022	$4,478.00	$262,726	$262,726 Building $262,726

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10381 98th St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 231 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	231 in force
Nearby Flood Claims	30 (1979–2024)
Claims Outside the SFHA	8 of 30
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims Severe Storms, High Winds, Tornadoes, And Flooding, Dec 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10381 98th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, T-Mobile, Verizon.

Nearby Properties on 98th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures