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10342 Down Lakeview Cir, Windermere, FL 34786 Property Records

Orange County property record for 10342 Down Lakeview Cir, Windermere, FL 34786

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,175 sqft · built 1984
Lot Size1 acres (43,600 sqft)
Owner2 Individual Names on Record
Last Sale$1,100,000 (Apr 2024)
Tax Bill$13,421 (2025)
Deeds & MortgagesFeb 2024 Line of Credit
May 2023 Transfer
Flood ZoneZone X (minimal risk)
APN05-23-28-4818-00-470

Property Details

APN / Parcel Number

Primary APN05-23-28-4818-00-470
Alternative APNs
  • 282305481800470
  • 274666
  • 279510
  • 283666

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area3,175 sqft Living Area
Gross Area4,330 sqft
1st Floor Area3,175 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area43,600 sqft (1 acres)
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area579 sqft
Storage Building200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address10342 DOWN LAKEVIEW CIR
CityWINDERMERE
StateFL
Zip34786-7907
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-CE
Legal DescriptionTHE LAKES 11/12 LOT 47
Legal Range28E
Legal Township23S
Legal Section05
Legal SubdivisionLAKES
Legal Tract4818
Legal Lot Number47
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group1
Census Block1007
Census Tract14814

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10342 DOWN LAKEVIEW CIR, WINDERMERE, FL 34786-7907
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Feb 27, 2024Deed of Trust, Mortgage · Line of Credit
TRUIST BANK
May 15, 2023Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 30, 2024 · Amount on Record
Deed SaleApr 30, 2024 · Amount on Record
Deed Document Number2024247889
Prior Transfer DateMay 9, 2023
Prior Transfer Doc0000274875
Record UpdatedOct 29, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address10342 DOWN LAKEVIEW CIR, WINDERMERE, FL 34786-7907
Transaction TypeMortgage
Record UpdatedMar 13, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address10342 DOWN LAKEVIEW CIR, WINDERMERE, FL 34786-7907

Mortgage

Document Number0000111771
DateFeb 27, 2024
Instrument20240111771
Lender
NameTRUIST BANK
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionORANGE FL
Recording DateMay 15, 2023
Property Address10342 DOWN LAKEVIEW CIR, WINDERMERE, FL 34786-7907
Document Number0000274875
Map ReferenceMB 11 PG 12&13
Instrument DateMay 9, 2023
Instrument20230274875
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address10342 DOWN LAKEVIEW CIR, WINDERMERE, FL 34786-7907

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address10342 DOWN LAKEVIEW CIR, WINDERMERE, FL 34786-7907

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$844,217 (+2.7%)$951,160 (-1.22%) Land $195,000 Building $756,160
2025$13,421.00 (+12.4%)$822,022 (+103.61%)$962,900 (+54.21%) Land $195,000 Building $767,900
2024$11,940.00 (+92.39%)
2023$6,206.00 (+3.78%) Homeowner's exemption$403,718 (+3%)$624,417 (+17.65%) Land $195,000 Building $429,417
2022$5,980.00 Homeowner's exemption Widower's exemption$391,959$530,729 Land $195,000 Building $335,729

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 37 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies37 in force
Nearby Flood Claims2 (2022–2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCUD/SOUTHERN WATER SYS (5 WPS)
serves 80,738 people · EPA ID FL3484119
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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