10325 Down Lakeview Cir, Windermere, FL 34786 Property Records

Orange County property record for 10325 Down Lakeview Cir, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,997 sqft · built 1985
Lot Size	1 acres (43,572 sqft)
Owner	Individual Name on Record
Last Sale	$775,000 (Sep 2024)
Tax Bill	$13,170 (2025)
Deeds & Mortgages	Dec 2023 Transfer Jul 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-23-28-4818-00-330`

Property Details

APN / Parcel Number

Primary APN	`05-23-28-4818-00-330`
Alternative APNs	`282305481800330` `274649` `279493` `283649`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,997 sqft Living Area
Gross Area	4,412 sqft
1st Floor Area	2,997 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1988
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,572 sqft (1 acres)
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	1,081 sqft
Patio Area	2 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	10325 DOWN LAKEVIEW CIR
City	WINDERMERE
State	FL
Zip	34786-7908
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-CE
Legal Description	THE LAKES 11/12 LOT 33
Legal Range	28E
Legal Township	23S
Legal Section	05
Legal Subdivision	LAKES
Legal Tract	4818
Legal Lot Number	33
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1006
Census Tract	14814

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	340 MOUNTAIN BLVD, WATCHUNG, NJ 07069-6264
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Jul 8, 2021	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Aug 7, 2020	Grant Deed, Transfer BUYERS TITLE
Dec 30, 2019	Court-Ordered Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2024 · Amount on Record
Deed Sale	Sep 3, 2024 · Amount on Record
Prior Sale	Aug 7, 2020 · Amount on Record
Deed Document Number	2024509093
Prior Transfer Date	Dec 20, 2023
Prior Transfer Doc	0000735849
Record Updated	Jun 8, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE FL
Recording Date	Dec 27, 2023
Property Address	10325 DOWN LAKEVIEW CIR, WINDERMERE, FL 34786-7908
Document Number	0000735849
Map Reference	MB 11 PG 12
Instrument Date	Dec 20, 2023
Instrument	20230735849
Transaction Type	Transfer
Record Updated	Jan 24, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12968 HOLDENBURY LN, WINDERMERE, FL 34786-6685

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10325 DOWN LAKEVIEW CIR, WINDERMERE, FL 34786-7908

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	10325 DOWN LAKEVIEW CIR, WINDERMERE, FL 34786-7908
Transaction Type	Mortgage
Record Updated	Jan 3, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10325 DOWN LAKEVIEW CIR, WINDERMERE, FL 34786-7908

Mortgage

Document Number	0000405632
Date	Jul 8, 2021
Instrument	20210405632

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 18, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE FL
Recording Date	Aug 7, 2020
Property Address	10325 DOWN LAKEVIEW CIR, WINDERMERE, FL 34786-7908
Document Number	0000419169
Instrument Date	Jul 28, 2020
Instrument	419169
Transaction Type	Transfer
Record Updated	Aug 27, 2020
Title Company	BUYERS TITLE

Transaction

Amount	Amount Recorded
Tax	$3,763.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10325 DOWN LAKEVIEW CIR WINDERMERE FL 347867908, WINDERMERE, FL 34786-7908

December 2019: Court-Ordered Deed, Foreclosure

Document Type	Court-Ordered Deed
Jurisdiction	ORANGE FL
Recording Date	Dec 30, 2019
Property Address	10325 DOWN LAKEVIEW CIR, WINDERMERE, FL 34786-7908
Document Number	0000809434
Instrument Date	Dec 11, 2019
Instrument	809434
Transaction Type	Foreclosure
Record Updated	Jan 29, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$1,499.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10325 DOWN LAKEVIEW CIR WINDERMERE FL 347867908, WINDERMERE, FL 34786-7908
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$747,350 (-2.45%) Land $195,000 Building $552,350	$747,350 (-2.45%) Land $195,000 Building $552,350
2025	$13,170.00 (+40.21%) Homeowner's exemption	$766,120 (+35.51%) Land $195,000 Building $571,120	$766,120 (+13.27%) Land $195,000 Building $571,120
2024	$9,393.00 (+7.31%)
2023	$8,753.00 (+3.37%) Homeowner's exemption	$565,349 (+3%)	$676,348 (+17.73%) Land $195,000 Building $481,348
2022	$8,468.00 Homeowner's exemption	$548,883	$574,472 Land $195,000 Building $379,472

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	2 (2022–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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