10341 Down Lakeview Cir, Windermere, FL 34786 Property Records

Orange County property record for 10341 Down Lakeview Cir, Windermere, FL 34786

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,165 sqft · built 1984
Lot Size1 acres (43,572 sqft)
Owner2 Individual Names on Record
Last Sale$185,000 (Dec 1993)
Tax Bill$4,673 (2025)
Deeds & MortgagesMay 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN05-23-28-4818-00-310

Property Details

APN / Parcel Number

Primary APN05-23-28-4818-00-310
Alternative APNs
  • 282305481800310
  • 274647
  • 279491
  • 283647

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,165 sqft Living Area
Gross Area2,879 sqft
1st Floor Area2,165 sqft
Utility Area90 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area43,572 sqft (1 acres)
Garage TypeAttached
Garage Area600 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area24 sqft
Shed1 Shed
Shed Area2 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address10341 DOWN LAKEVIEW CIR
CityWINDERMERE
StateFL
Zip34786-7908
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-CE
Legal DescriptionTHE LAKES 11/12 LOT 31
Legal Range28E
Legal Township23S
Legal Section05
Legal SubdivisionLAKES
Legal Tract4818
Legal Lot Number31
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group1
Census Block1006
Census Tract14814

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 39, WINDERMERE, FL 34786-0039
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 15, 1993 · Amount on Record
Deed SaleDec 15, 1993 · Amount on Record
Deed Book / Page4667 / 4018
Record UpdatedJun 8, 2026

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address10341 DOWN LAKEVIEW CIR, WINDERMERE, FL 34786-7908
Transaction TypeMortgage
Record UpdatedJan 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000308381
DateMay 24, 2018
Instrument20180308381
Lender
NameORLANDO FCU
TypeCredit Union
AddressORLANDO, FL 32805
Agreement
AmountAmount Recorded
Term178 Months
DueMar 16, 2033

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$296,062 (+2.7%)$556,010 (-2.13%) Land $195,000 Building $361,010
2025$4,673.00 (+5.34%) Homeowner's exemption$288,278 (+5.99%)$568,130 (+13.53%) Land $195,000 Building $373,130
2024$4,436.00 (+7.44%)
2023$4,129.00 (+4.08%) Homeowner's exemption$271,994 (+3%)$500,409 (+15.82%) Land $195,000 Building $305,409
2022$3,967.00 Homeowner's exemption$264,072$432,046 Land $195,000 Building $237,046

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 37 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies37 in force
Nearby Flood Claims2 (2022–2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCUD/SOUTHERN WATER SYS (5 WPS)
serves 80,738 people · EPA ID FL3484119
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

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