10340 Swift Rd, Partlow, VA 22534 Property Records

Spotsylvania County property record for 10340 Swift Rd, Partlow, VA 22534

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,768 sqft · built 1995
Lot Size	1.96 acres (85,378 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Aug 2025)
Tax Bill	$1,945 (2026)
Deeds & Mortgages	May 2022 Line of Credit Aug 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`81A-2-44`

Property Details

APN / Parcel Number

Primary APN	`81A-2-44`
Alternative APN	`081A 2-44`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,768 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	85,378 sqft (1.96 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	10340 SWIFT RD
City	PARTLOW
State	VA
Zip	22534-9776
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A3 - AGRIC
Legal Description	NORTH ANNA ESTATES SUB LOT 44
Legal Subdivision	NORTH ANNA ESTATES II
Legal Lot Number	44
Jurisdiction	SPOTSYLVANIA VA
Township / Civil Division	BERKELEY
Census Block Group	2
Census Block	2017
Census Tract	20404

Owner

Source: Spotsylvania County records · APN 81A-2-44

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	10340 SWIFT RD, PARTLOW, VA 22534-9776
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 05, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Aug 04, 2025	Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Aug 01, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 04, 2025 · Amount on Record
Deed Sale	Aug 04, 2025 · Amount on Record
Prior Sale	Aug 01, 2022 · Amount on Record
Deed Document Number	202511368
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOTSYLVANIA VA
Property Address	10340 SWIFT RD, PARTLOW, VA 22534-9776
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220009801
Date	May 05, 2022
Instrument	220009801

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Apr 26, 2032

Interest

Rate Type	Adjustable Rate

August 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	SPOTSYLVANIA VA
Recording Date	Aug 04, 2025
Property Address	10340 SWIFT RD, PARTLOW, VA 22534-9776
Document Number	0250011368
Map Reference	MB 360 PG 358
Instrument Date	Jul 25, 2025
Instrument	250011368
Transaction Type	Transfer
Record Updated	Aug 19, 2025
Title Company	CHAMPION TITLE & STLMTS INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10340 SWIFT RD, PARTLOW, VA 22534-9776

Mortgage

Document Number	0250011369
Date	Aug 04, 2025
Instrument	250011369

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2055

Mortgage

Document Number	0250011370
Date	Aug 04, 2025
Instrument	250011370

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2055

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOTSYLVANIA VA
Recording Date	Aug 01, 2022
Property Address	10340 SWIFT RD, PARTLOW, VA 22534-9776
Document Number	0220015844
Instrument Date	Jul 01, 2022
Instrument	220015844
Transaction Type	Transfer
Record Updated	Sep 06, 2022
Title Company	NOT AVAILABLE, FOXXVIEW TITLE&ABSTRACT LTD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10340 SWIFT RD, PARTLOW, VA 22534-9776

Mortgage

Document Number	0220015845
Date	Aug 01, 2022
Instrument	220015845

Lender

Name	FIRST HERITAGE MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Spotsylvania County records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Spotsylvania County
Unified School District	Spotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,945.00 (+33.86%)	$263,800 (+40.02%) Land $57,700 Building $206,100
2025			$263,800 (+40.02%) Land $57,700 Building $206,100
2023	$1,453.00	$188,400 Land $36,900 Building $151,500	$188,400 Land $36,900 Building $151,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 10, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
iWiSP Fixed Wireless	10 / 1

May also be available: Xfinity.

Based on FCC filings for 18 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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