10326 Swift Rd, Partlow, VA 22534 Property Records

Spotsylvania County property record for 10326 Swift Rd, Partlow, VA 22534

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,060 sqft
Lot Size	1.63 acres (71,003 sqft)
Owner	2 Individual Names on File
Last Sale	$269,900 (Jun 2006)
Tax Bill	$1,271 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Apr 2024 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`81A-2-40`

Property Details

APN / Parcel Number

Primary APN	`81A-2-40`
Alternative APN	`081A 2-40`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,060 sqft Finished Area
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	71,003 sqft (1.63 acres)
Porch	Slab
Porch Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	10326 SWIFT RD
City	PARTLOW
State	VA
Zip	22534-9776
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A3 - AGRIC
Legal Description	NORTH ANNA ESTATES SUB LOT 40
Legal Subdivision	NORTH ANNA ESTATES II
Legal Lot Number	40
Jurisdiction	SPOTSYLVANIA VA
Township / Civil Division	BERKELEY
Census Block Group	2
Census Block	2017
Census Tract	20404

Owner

10326 Swift Rd is owned and occupied by two individuals who bought it in June 2006.

Source: Spotsylvania County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10326 SWIFT RD, PARTLOW, VA 22534-9776
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage APPLE FEDERAL CREDIT UNION
Apr 2, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage APPLE FCU
Apr 1, 2017	Loan Modification, Mortgage US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2006 · Amount on File
Deed Sale	Jun 26, 2006 · Amount on File
Prior Sale	Aug 1, 2005 · Amount on File
Deed Document Number	200622006
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOTSYLVANIA VA
Recording Date	Jul 7, 2026
Property Address	10326 SWIFT RD, PARTLOW, VA 22534-9776
Document Number	0000010891
Instrument Date	Jul 1, 2026
Instrument	202610891
Transaction Type	Mortgage
Record Updated	Jul 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	10326 SWIFT RD, PARTLOW, VA 22534-9776

Mortgage

Document Number	0000010891,
Date	Jul 7, 2026
Instrument	202610891

Lender

Name	APPLE FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOTSYLVANIA VA
Property Address	10326 SWIFT RD, PARTLOW, VA 22534-9776
Transaction Type	Mortgage
Record Updated	Apr 17, 2024
Title Company	HAMPTON TITLE LLC, CHAMPION TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240004138
Date	Apr 2, 2024
Instrument	240004138

Lender

Name	APPLE FCU

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2039

Interest

Rate Type	Fixed Rate

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SPOTSYLVANIA VA
Property Address	10326 SWIFT RD, PARTLOW, VA 22534-9776
Document Number	201700008491
Instrument Date	Apr 1, 2017
Transaction Type	Mortgage
Record Updated	May 24, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10326 SWIFT RD PARTLOW VA 225349776, PARTLOW, VA 22534-9776

Mortgage

Document Number	201700008491
Date	May 17, 2017
Instrument	8491

Lender

Name	US BK
Type	Bank
Address	SAINT PAUL, MN 55107

Agreement

Amount	Amount on Record
Term	240 Months
Due	May 16, 2037

Tax Assessment & Valuation

The 2026 property tax bill for 10326 Swift Rd was $1,271, up 12.3% from the year before.

Source: Spotsylvania County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Spotsylvania County
Unified School District	Spotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,271.00 (+12.28%)	$172,400 (+11.8%) Land $55,800 Building $116,600
2025	$1,132.00	$154,200 Land $40,700 Building $113,500	$172,400 (+11.8%) Land $55,800 Building $116,600
2024			$154,200 (+13.88%) Land $40,700 Building $113,500
2023	$1,044.00	$135,400 Land $35,600 Building $99,800	$135,400 Land $35,600 Building $99,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10326 Swift Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10326 Swift Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
iWiSP Fixed Wireless	10 / 1

May also be available: Xfinity.

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