10344 Swift Rd, Partlow, VA 22534 Property Records

Spotsylvania County property record for 10344 Swift Rd, Partlow, VA 22534 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 2,893 sqft · built 2001
Lot Size	3.01 acres (131,116 sqft)
Owner	2 Individual Names on File
Last Sale	$475,000 (Dec 2020)
Tax Bill	$4,145 (2026)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`81A-2-45`

Property Details

APN / Parcel Number

Primary APN	`81A-2-45`
Alternative APN	`081A 2-45`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,893 sqft Finished Area
Basement Area	1,469 sqft
Unfinished Basement	1,175 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	131,116 sqft (3.01 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	155 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	10344 SWIFT RD
City	PARTLOW
State	VA
Zip	22534-9776
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTH ANNA ESTATES SUB LOT 45
Legal Subdivision	NORTH ANNA ESTATES II
Legal Lot Number	45
Jurisdiction	SPOTSYLVANIA VA
Township / Civil Division	BERKELEY
Census Block Group	2
Census Block	2017
Census Tract	20404

Owner

Source: Spotsylvania County records · APN 81A-2-45

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10344 SWIFT RD, PARTLOW, VA 22534-9776
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2020	Warranty Deed, Transfer · Conventional Mortgage INTERCOASTAL MTG
Jun 05, 2020	Deed of Trust, Mortgage · Conventional with PMI TRUIST BK
Jul 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNION BK&TR

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 14, 2020 · Amount on Record
Deed Sale	Dec 14, 2020 · Amount on Record
Prior Sale	Apr 21, 2016 · Amount on Record
Deed Document Number	202030433
Record Updated	Sep 20, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOTSYLVANIA VA
Recording Date	Dec 14, 2020
Property Address	10344 SWIFT RD, PARTLOW, VA 22534-9776
Document Number	202000030433
Instrument Date	Dec 10, 2020
Instrument	30433
Transaction Type	Transfer
Record Updated	Jan 05, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$475.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10344 SWIFT RD PARTLOW VA 225349776, PARTLOW, VA 22534-9776

Mortgage

Document Number	202000030434
Date	Dec 14, 2020
Instrument	30434

Lender

Name	INTERCOASTAL MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 13, 2050

Interest

Rate Type	Fixed Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOTSYLVANIA VA
Property Address	10344 SWIFT RD, PARTLOW, VA 22534-9776
Document Number	202000011557
Instrument Date	Jun 05, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10344 SWIFT RD PARTLOW VA 225349776, PARTLOW, VA 22534-9776

Mortgage

Document Number	202000011557
Date	Jun 10, 2020
Instrument	11557

Lender

Name	TRUIST BK

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Jun 09, 2035

Interest

Rate Type	Fixed Rate

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOTSYLVANIA VA
Property Address	10344 SWIFT RD, PARTLOW, VA 22534-9776
Document Number	201700012604
Instrument Date	Jul 13, 2017
Transaction Type	Mortgage
Record Updated	Aug 09, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700012604
Date	Jul 17, 2017
Instrument	12604

Lender

Name	UNION BK&TR
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Spotsylvania County records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Spotsylvania County
Unified School District	Spotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,145.00 (+25.23%)	$562,300 (+31.07%) Land $64,200 Building $498,100
2025			$562,300 (+31.07%) Land $64,200 Building $498,100
2023	$3,310.00	$429,000 Land $41,200 Building $387,800	$429,000 Land $41,200 Building $387,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Spotsylvania County (51177C), updated May 10, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511770204042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 5,556 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 18 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
iWiSP	Fixed Wireless (unlicensed)	10 / 1
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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