Orange County property record for 10322 Spring Arbor Ln, Winter Garden, FL 34787 · Last verified May 2026
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2.5 ba · 1,732 sqft · built 2021 |
| Lot Size | 0.054 acres (2,340 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $304,990 (Apr 2021) |
| Tax Bill | $5,935 (2025) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage Apr 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-24-27-7827-00-550 |
| Primary APN | 17-24-27-7827-00-550 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,732 sqft Living Area |
| Gross Area | 2,439 sqft |
| 1st Floor Area | 960 sqft |
| Flooring | Carpet |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Townhouse |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 2,340 sqft (0.054 acres) |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Porch | Slab |
| Porch Area | 119 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 10322 SPRING ARBOR LN |
|---|---|
| City | WINTER GARDEN |
| State | FL |
| Zip | 34787-1778 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | WINDING BAY PRESERVE 98/63 LOT 55 |
| Legal Range | 27E |
| Legal Township | 24S |
| Legal Section | 17 |
| Legal Subdivision | WINDING BAY PRESERVE |
| Legal Lot Number | 55 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 1 |
| Census Block | 1132 |
| Census Tract | 17111 |
Source: Orange County records · APN 17-24-27-7827-00-550
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10322 SPRING ARBOR LN, WINTER GARDEN, FL 34787-1778 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 06, 2021 | Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage SOUTHPOINT FINANCIAL SERVICES INC |
| Apr 06, 2021 | Special Warranty Deed, Transfer · FHA Mortgage SOUTHPOINT FINANCIAL SERVICES INC |
| Apr 02, 2020 | Deed of Trust, Mortgage · Line of Credit WILMINGTON TR NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 06, 2021 · Amount on Record |
| Deed Sale | Apr 06, 2021 · Amount on Record |
| Deed Document Number | 2021194991 |
| Record Updated | Jun 08, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Apr 06, 2021 |
| Property Address | 10322 SPRING ARBOR LN, WINTER GARDEN, FL 34787-1778 |
| Document Number | 0000194991 |
| Map Reference | MB 98 PG 63-66 |
| Instrument Date | Mar 30, 2021 |
| Instrument | 20210194991 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 16, 2023 |
| Title Company | EASTERN NATIONAL TITLE AGENCY FLORIDA LLC, EASTERN NATL TTL AGCY FL LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,135.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2301 LUCIEN WAY STE 260, 260, MAITLAND, FL 32751-7008 |
| Name | Verified Name |
|---|---|
| Address | 10322 SPRING ARBOR LN, WINTER GARDEN, FL 34787-1778 |
| Document Number | 0000194992 |
|---|---|
| Date | Apr 06, 2021 |
| Instrument | 20210194992 |
| Name | SOUTHPOINT FINANCIAL SERVICES INC |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Apr 06, 2021 |
| Property Address | 10322 SPRING ARBOR LN, WINTER GARDEN, FL 34787-1778 |
| Document Number | 20210194991 |
| Map Reference | MB 98 PG 63-66 |
| Instrument Date | Mar 30, 2021 |
| Instrument | 20210194991 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2021 |
| Title Company | EASTERN NATIONAL TITLE AGENCY FLORIDA LLC, EASTERN NATL TTL AGCY FL LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,135.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2301 LUCIEN WAY STE 260, 2301, MAITLAND, FL 32751-7008 |
| Name | Verified Name |
|---|---|
| Address | 10322 SPRING ARBOR LN, WINTER GARDEN, FL 34787-1778 |
| Document Number | 20210194992 |
|---|---|
| Date | Apr 06, 2021 |
| Instrument | 20210194992 |
| Name | SOUTHPOINT FINANCIAL SERVICES INC |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 10322 SPRING ARBOR LN, WINTER GARDEN, FL 34787-1778 |
| Document Number | 0000242928 |
| Instrument Date | Apr 02, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 90 MATAWAN RD #5TH MATAWAN NJ 077472623, 5TH, MATAWAN, NJ 07747-2623 |
| Document Number | 0000242928 |
|---|---|
| Date | Apr 20, 2020 |
| Instrument | 242928 |
| Name | WILMINGTON TR NA |
|---|---|
| Address | 50 S 6TH ST # 1290, MINNEAPOLIS, MN 55402-1544 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $367,120 (-1.13%) Land $75,000 Building $292,120 | $367,120 (-1.13%) Land $75,000 Building $292,120 | |
| 2025 | $5,935.00 (+1.35%) Homeowner's exemption | $371,310 (+17.42%) Land $75,000 Building $296,310 | $371,310 (+17.42%) Land $75,000 Building $296,310 |
| 2024 | $5,856.00 (+8.81%) | ||
| 2023 | $5,382.00 (+9.61%) | $316,216 (+10.57%) Land $65,000 Building $251,216 | $316,216 (+10.57%) Land $65,000 Building $251,216 |
| 2022 | $4,910.00 | $285,993 Land $75,000 Building $210,993 | $285,993 Land $75,000 Building $210,993 |
Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AH, within 500 ft |
| Wildfire Risk | High above 73% of the US · above 58% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 292 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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