1002 Riverside Dr SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 1002 Riverside Dr SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Lot Size	0.334 acres (14,582 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (May 2021)
Tax Bill	$5,552 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`85-403-0220`

Property Details

APN / Parcel Number

Primary APN	`85-403-0220`
Alternative APNs	`85-00403-0220` `42683`

Exterior

Lot Area	14,582 sqft (0.334 acres)

Location & Zoning

Street Address	1002 RIVERSIDE DR SE
City	SAINT CLOUD
State	MN
Zip	56304-1653
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 22 AND THAT PORTION OF 10TH ST SE (FORMERLY SUPERIOR AVE) DESC AS FOLL: THE SLY 17 FT OF 10TH ST SE ADJACENT TO LOT 22 IN CLARKE'S SUBDIVSION OF THE N 1/2 OF BLK A IN WAITE'S ADDITION TO THE CITY OF ST CLOUD.
Legal Range	31W
Legal Township	35N
Legal Section	01
Legal Subdivision	CLARKE'S SUBDIVSION
Legal Block	A
Legal Lot Number	22
Jurisdiction	SHERBURNE MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2027
Census Tract	31500

Owner

Source: Sherburne County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1002 RIVERSIDE DR SE, SAINT CLOUD, MN 56304-1653
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2021 · Amount on Record
Deed Sale	May 11, 2021 · Amount on Record
Prior Sale	Oct 3, 2012 · Amount on Record
Deed Document Number	2021918936
Record Updated	Jun 8, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	May 11, 2021
Property Address	1002 RIVERSIDE DR SE, SAINT CLOUD, MN 56304-1653
Document Number	0000918936
Instrument Date	Apr 29, 2021
Instrument	918936
Transaction Type	Transfer
Record Updated	Jun 2, 2021
Title Company	BURNETT TITLE, BURNET TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,155.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1002 RIVERSIDE DR SE, SAINT CLOUD, MN 56304-1653

Mortgage

Document Number	0000918937
Date	May 11, 2021
Instrument	918937

Lender

Name	CENTRAL MINNESOTA CU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Sherburne County assessment roll, as of July 29, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Sherburne County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,552.00 (+12.03%)	$389,300 (-) Land $45,000 Building $344,300	$389,300 (-) Land $45,000 Building $344,300
2023	$4,956.00	$389,300 Land $75,000 Building $314,300
2021			$389,300 Land $75,000 Building $314,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20