1034 Cabernet Dr, Chesterfield, MO 63017 Property Records

St. Louis County property record for 1034 Cabernet Dr, Chesterfield, MO 63017

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,586 sqft · built 1982
Lot Size	1 acre (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$1,025,000 (Dec 2021)
Tax Bill	$12,486 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Dec 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20Q-52-0209`

Property Details

APN / Parcel Number

Primary APN	`20Q-52-0209`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,586 sqft Living Area
Gross Area	5,386 sqft
1st Floor Area	1,975 sqft
Basement Area	600 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Colonial
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Lot Area	43,560 sqft
Lot Dimensions	215 ft deep x 219 ft wide
Terrain	Above Road/Slope
Garage Type	Attached
Garage Area	800 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	140 sqft
Balcony Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1034 CABERNET DR
City	CHESTERFIELD
State	MO
Zip	63017-8307
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	83SE
Legal Description	STRATHMORE PLAT 1 2 1 79 LOT 8
Legal Subdivision	STRATHMORE PLAT 1
Legal Lot Number	8
Jurisdiction	ST LOUIS MO
Township / Civil Division	MISSOURI RIVER
Census Block Group	1
Census Block	1024
Census Tract	217702

Owner

1034 Cabernet Dr is owned and occupied by two individuals who bought it in December 2021.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1034 CABERNET DR, CHESTERFIELD, MO 63017-8307
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Dec 16, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST BANK
Aug 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage STIFEL BANK & TRUST
Aug 1, 2019	Warranty Deed, Transfer STIFEL BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2021 · Amount on File
Deed Sale	Dec 16, 2021 · Amount on File
Prior Sale	Aug 1, 2019 · Amount on File
Deed Document Number	2021993
Deed Book / Page	25274 / 136
Prior Transfer Date	Oct 15, 2014
Prior Transfer Doc	0212290703
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	1034 CABERNET DR, CHESTERFIELD, MO 63017-8307
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1034 CABERNET DR, CHESTERFIELD, MO 63017-8307

Mortgage

Document Number	0247420936
Date	Mar 22, 2021
Book Page	24742/936
Instrument	2021032201012

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Dec 16, 2021
Property Address	1034 CABERNET DR, CHESTERFIELD, MO 63017-8307
Document Number	0252740136
Book / Page	25274 / 136
Map Reference	MB 187 PG 71-73
Instrument Date	Dec 7, 2021
Instrument	2021121600993
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	UNKNOWN, US TITLE TOWN & COUNTRY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1034 CABERNET DR, CHESTERFIELD, MO 63017-8307

Mortgage

Document Number	2021121600994
Date	Dec 16, 2021
Instrument	2021121600994

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	1034 CABERNET DR, CHESTERFIELD, MO 63017-8307
Transaction Type	Mortgage
Record Updated	Sep 22, 2021
Title Company	INVESTORS TITLE COMPANY-CLAYTON, INVESTORS TITLE CO CLAYTON

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 4TH ST 530, 530, SAN FRANCISCO, CA 94107-1628

Mortgage

Document Number	0242083915
Date	Aug 13, 2020
Book Page	24208/3915
Instrument	2020081300816

Lender

Name	STIFEL BANK & TRUST
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Aug 1, 2019
Property Address	1034 CABERNET DR, CHESTERFIELD, MO 63017-8307
Document Number	0236364383
Book / Page	023636 / 004383
Instrument Date	Jul 30, 2019
Instrument	712
Transaction Type	Transfer
Record Updated	Oct 15, 2019
Title Company	PINNACLE TITLE AGENCY, PINNACLE TITLE AGCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 4TH ST #530 SAN FRANCISCO CA 941071628, 530, SAN FRANCISCO, CA 94107-1628

Mortgage

Document Number	236364386
Date	Aug 1, 2019
Book Page	023636/004386
Instrument	713

Lender

Name	STIFEL BK&TR
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 31, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1034 Cabernet Dr was $12,486, up 7.2% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Town And Country City
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$226,520 (-) Land $81,230 Building $145,290	$1,192,200 (-) Land $427,500 Building $764,700
2025	$12,486.00 (+7.21%)	$226,520 Land $81,230 Building $145,290	$1,192,200 Land $427,500 Building $764,700
2024	$11,646.00 (+5.66%)
2023	$11,022.00	$200,200 Land $72,200 Building $128,000	$1,053,700 Land $380,000 Building $673,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1034 Cabernet Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1034 Cabernet Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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