1005 Cabernet Dr, Chesterfield, MO 63017 Property Records

St. Louis County property record for 1005 Cabernet Dr, Chesterfield, MO 63017

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 5,074 sqft · built 1983
Lot Size	1.05 acres (45,738 sqft)
Owner	Individual Name on File
Last Sale	$1,295,000 (Apr 2023)
Tax Bill	$13,895 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Apr 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20Q-51-0181`

Property Details

APN / Parcel Number

Primary APN	`20Q-51-0181`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	21 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	5,074 sqft Living Area
Gross Area	7,076 sqft
1st Floor Area	1,833 sqft
Basement Area	1,177 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2006
Architectural Style	Colonial
Exterior Material	Brick
Foundation Type	Raised
Lot Area	45,738 sqft
Lot Dimensions	211 ft deep x 91 ft wide
Garage Type	Attached
Garage Area	825 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	720 sqft
Porch	Open Frame Porch
Porch Area	756 sqft
Patio Area	244 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1005 CABERNET DR
City	CHESTERFIELD
State	MO
Zip	63017-8306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	83SE
Legal Description	STRATHMORE PLAT 1 2 1 79 LOT 42
Legal Subdivision	STRATHMORE PLAT 1
Legal Lot Number	42
Jurisdiction	ST LOUIS MO
Township / Civil Division	MISSOURI RIVER
Census Block Group	1
Census Block	1024
Census Tract	217702

Owner

1005 Cabernet Dr is owned and occupied by an individual who bought it in April 2023.

Source: St. Louis County records, as of October 8, 2026

Owner of Record	Individual Name on File
Mailing Address	1005 CABERNET DR, CHESTERFIELD, MO 63017-8306
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2023	Warranty Deed, Transfer · VA Mortgage MORTGAGE SOLUTIONS OF ST LOUIS
Apr 8, 2021	Beneficiary Deed, Transfer
Aug 14, 2019	Deed of Trust, Mortgage · Line of Credit COMMERCE BK
Apr 23, 2018	Deed of Trust, Mortgage · Line of Credit RELIANCE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2023 · Amount on File
Deed Sale	Apr 19, 2023 · Amount on File
Prior Sale	Aug 20, 2019 · Amount on File
Deed Document Number	2023419107
Prior Transfer Date	Apr 7, 2021
Prior Transfer Doc	0000000220
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Apr 19, 2023
Property Address	1005 CABERNET DR, CHESTERFIELD, MO 63017-8306
Document Number	2023041900107
Map Reference	MB 187 PG 71-73
Instrument Date	Apr 11, 2023
Instrument	2023041900107
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	USTC, UST

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1005 CABERNET DR, CHESTERFIELD, MO 63017-8306

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1005 CABERNET DR, CHESTERFIELD, MO 63017-8306

Mortgage

Document Number	2023041900108
Date	Apr 19, 2023
Instrument	2023041900108

Lender

Name	MORTGAGE SOLUTIONS OF ST LOUIS
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

April 2021: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST LOUIS MO
Recording Date	Apr 8, 2021
Property Address	1005 CABERNET DR, CHESTERFIELD, MO 63017-8306
Document Number	0247861076
Book / Page	24786 / 1076
Map Reference	MB 187 PG 71-73
Instrument Date	Apr 7, 2021
Instrument	2021040800220
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	1005 CABERNET DR, CHESTERFIELD, MO 63017-8306

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	1005 CABERNET DR, CHESTERFIELD, MO 63017-8306
Document Number	0236625210
Instrument Date	Aug 14, 2019
Transaction Type	Mortgage
Record Updated	Sep 17, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1005 CABERNET DR CHESTERFIELD MO 630178306, CHESTERFIELD, MO 63017-8306

Mortgage

Document Number	0236625210
Date	Aug 20, 2019
Book Page	023662/005210
Instrument	831

Lender

Name	COMMERCE BK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Aug 19, 2029

Interest

Rate Type	Adjustable Rate

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	1005 CABERNET DR, CHESTERFIELD, MO 63017-8306
Document Number	0230023252
Instrument Date	Apr 23, 2018
Transaction Type	Mortgage
Record Updated	May 25, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1005 CABERNET DR CHESTERFIELD MO 630178306, CHESTERFIELD, MO 63017-8306

Mortgage

Document Number	0230023252
Date	Apr 27, 2018
Book Page	023002/003252
Instrument	617

Lender

Name	RELIANCE BK
Type	Bank
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1005 Cabernet Dr was $13,895, up 5.7% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Town And Country City
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$252,080 (-) Land $86,320 Building $165,760	$1,326,700 (-) Land $454,300 Building $872,400
2025	$13,895.00 (+5.73%)	$252,080 Land $86,320 Building $165,760	$1,326,700 Land $454,300 Building $872,400
2024	$13,142.00 (+5.67%)
2023	$12,437.00 (+6.2%)	$225,910 (+16.86%) Land $76,720 Building $149,190	$1,189,000 Land $403,800 Building $785,200
2022	$11,711.00	$193,310 Land $86,320 Building $106,990
2021			$1,017,400 Land $454,300 Building $563,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1005 Cabernet Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1005 Cabernet Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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