966 Cabernet Dr, Chesterfield, MO 63017 Property Records

St. Louis County property record for 966 Cabernet Dr, Chesterfield, MO 63017

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,293 sqft · built 1980
Lot Size	1.05 acres (45,738 sqft)
Owner	2 Individual Names on File
Last Sale	$851,200 (Sep 2025)
Tax Bill	$8,226 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Dec 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`20Q-53-0291`

Property Details

APN / Parcel Number

Primary APN	`20Q-53-0291`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,293 sqft Living Area
Gross Area	4,075 sqft
1st Floor Area	1,518 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Colonial
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Lot Area	45,738 sqft
Lot Dimensions	178 ft deep x 589 ft wide
Terrain	Above Road/Slope
Garage Type	Attached
Garage Area	782 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Concrete/Masonry Porch
Porch Area	490 sqft
Patio Area	332 sqft
Balcony Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	966 CABERNET DR
City	CHESTERFIELD
State	MO
Zip	63017-8305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	83SE
Legal Description	STRATHMORE PLAT 2 12 3 79 LOT 11
Legal Subdivision	STRATHMORE PLAT 2
Legal Lot Number	11
Jurisdiction	ST LOUIS MO
Township / Civil Division	MISSOURI RIVER
Census Block Group	1
Census Block	1024
Census Tract	217702

Owner

966 Cabernet Dr is owned and occupied by two individuals who bought it in September 2025.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	966 CABERNET DR, CHESTERFIELD, MO 63017-8305
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2025	Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
Dec 20, 2018	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2025 · Amount on File
Deed Sale	Sep 3, 2025 · Amount on File
Prior Sale	Dec 20, 2018
Deed Document Number	202527
Prior Transfer Date	Aug 27, 2025
Prior Transfer Doc	0000000026
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Sep 3, 2025
Property Address	966 CABERNET DR, CHESTERFIELD, MO 63017-8305
Document Number	2025090300027
Map Reference	MB 192 PG 74&75
Instrument Date	Aug 28, 2025
Instrument	2025090300027
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	USTC, UST

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	752 HAWK RUN DR, O FALLON, MO 63368-3780

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	966 CABERNET DR, CHESTERFIELD, MO 63017-8305

Mortgage

Document Number	2025090300028
Date	Sep 3, 2025
Instrument	2025090300028

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2055

December 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ST LOUIS MO
Recording Date	Dec 20, 2018
Property Address	966 CABERNET DR, CHESTERFIELD, MO 63017-8305
Document Number	0233290398
Book / Page	023329 / 000398
Instrument Date	Oct 1, 2018
Instrument	430
Transaction Type	Transfer
Record Updated	Jan 9, 2019

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	966 CABERNET DR CHESTERFIELD MO 630178305, CHESTERFIELD, MO 63017-8305

Tax Assessment & Valuation

The 2025 property tax bill for 966 Cabernet Dr was $8,226, up 1.7% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Town And Country City
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$149,230 (-) Land $86,320 Building $62,910	$785,400 (-) Land $454,300 Building $331,100
2025	$8,226.00 (+1.72%)	$149,230 (+7.34%) Land $86,320 Building $62,910	$785,400 Land $454,300 Building $331,100
2024	$8,087.00 (+5.67%)	$139,020 (-) Land $76,720 Building $62,300
2023	$7,653.00 (+2.29%)	$139,020 (+12.57%) Land $76,720 Building $62,300	$731,700 Land $403,800 Building $327,900
2022	$7,482.00	$123,500 Land $86,320 Building $37,180
2021			$650,000 Land $454,300 Building $195,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 966 Cabernet Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 966 Cabernet Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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