1033 Theodore Rd, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 1033 Theodore Rd, Schenectady, NY 12303

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,072 sqft · built 1951
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$128,000 (Jan 2014)
Tax Bill	$4,778 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`422800 59.20-4-8`

Property Details

APN / Parcel Number

Primary APN	`422800 59.20-4-8`
Alternative APN	`280005902000040080000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,072 sqft Living Area
1st Floor Area	1,072 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	150 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	200 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1033 THEODORE RD
City	SCHENECTADY
State	NY
Zip	12303-3374
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	R,G FREDS COM -229 4.-296-2
Legal Block	4
Legal Lot Number	8.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	2
Census Block	2007
Census Tract	32901

Owner

1033 Theodore Rd is owned and occupied by an individual who bought it in January 2014.

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1033 THEODORE RD, SCHENECTADY, NY 12303-3374
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage CCFCU FUNDING LLC
Mar 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage CCFCU FUNDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 14, 2014 · Amount on File
Deed Sale	Jan 14, 2014 · Amount on File
Prior Sale	Nov 19, 2008 · Amount on File
Deed Document Number	20141705
Deed Book / Page	1888 / 404
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1033 THEODORE RD, SCHENECTADY, NY 12303-3374
Transaction Type	Mortgage
Record Updated	Mar 26, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1033 THEODORE RD, SCHENECTADY, NY 12303-3374

Mortgage

Document Number	0000010358
Date	Mar 15, 2021
Book Page	5078/571
Instrument	202110358

Lender

Name	CCFCU FUNDING LLC
Type	Mortgage Company
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 1, 2041

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1033 THEODORE RD, SCHENECTADY, NY 12303-3374
Transaction Type	Mortgage
Record Updated	Mar 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1033 THEODORE RD, SCHENECTADY, NY 12303-3374

Mortgage

Document Number	0000010357
Date	Mar 15, 2021
Book Page	5078/557
Instrument	202110357

Lender

Name	CCFCU FUNDING LLC
Type	Mortgage Company
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 1, 2041

Tax Assessment & Valuation

The 2026 property tax bill for 1033 Theodore Rd was $4,778 with a homeowner's exemption, up 1.7% from the year before.

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Rotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,778.00 (+1.7%) Homeowner's exemption
2025	$4,698.00	$128,000 Land $9,900 Building $118,100	$196,900 Land $15,229 Building $181,671
2023		$128,000 Land $9,900 Building $118,100	$168,400 Land $13,025 Building $155,375

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1033 Theodore Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1033 Theodore Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Greenlight Networks, T-Mobile, Verizon.

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