1037 Theodore Rd, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 1037 Theodore Rd, Schenectady, NY 12303

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,000 sqft · built 1951
Lot Size0.33 acres (14,375 sqft)
OwnerIndividual Name on Record
Last Sale$120,000 (Sep 2020)
Tax Bill$4,955 (2025)
Deeds & MortgagesSep 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN422800 59.20-4-7

Property Details

APN / Parcel Number

Primary APN422800 59.20-4-7
Alternative APN
  • 280005902000040070000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,000 sqft Living Area
1st Floor Area1,000 sqft

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1990
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area14,375 sqft (0.33 acres)
Lot Dimensions150 ft deep x 95 ft wide
Garage TypeAttached
Garage Area325 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool TypeAbove-Ground Pool
PorchSlab
Porch Area50 sqft
Patio Area50 sqft
Shed1 Shed
Shed Area40 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address1037 THEODORE RD
CitySCHENECTADY
StateNY
Zip12303-3374
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal Description230 R,G FREDS COMM 4.-296-3
Legal Block4
Legal Lot Number7.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group2
Census Block2007
Census Tract32901

Owner

Source: Schenectady County and Rotterdam Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1037 THEODORE RD, SCHENECTADY, NY 12303-3374
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 24, 2020 · Amount on Record
Deed SaleSep 24, 2020 · Amount on Record
Deed Document Number202029072
Deed Book / Page2042 / 272
Record UpdatedJun 8, 2026

September 2020: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionSCHENECTADY NY
Recording DateSep 24, 2020
Property Address1037 THEODORE RD, SCHENECTADY, NY 12303-3374
Document Number0000029072
Book / Page2042 / 272
Instrument DateAug 25, 2020
Instrument202029072
Transaction TypeTransfer
Record UpdatedMay 10, 2022
Title CompanyCHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$480.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address207 LANCASHIRE PL, 207, NISKAYUNA, NY 12309-4853

Transferred To (Grantee/Buyer)

NameVerified Name
Address43 WILLOW AVE, SCHENECTADY, NY 12304-1404

Mortgage

Document Number0000029073
DateSep 24, 2020
Instrument202029073
Lender
NameKEY BANK NA
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,955.00$135,000 (-) Land $14,900 Building $120,100$207,700 (+16.95%) Land $22,924 Building $184,776
2023$135,000 Land $14,900 Building $120,100$177,600 Land $19,602 Building $157,998

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROTTERDAM WD #5
serves 28,000 people · EPA ID NY4600069
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: Greenlight Networks, T-Mobile, Verizon.

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