10326 E 48th Ave, Spokane Valley, WA 99206 Property Records

Spokane County property record for 10326 E 48th Ave, Spokane Valley, WA 99206

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,524 sqft · built 1968
Lot Size	0.999 acres (43,559 sqft)
Owner	2 Individual Names on Record
Last Sale	$598,500 (Mar 2022)
Tax Bill	$6,138 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Mar 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`44051.0504`

Property Details

APN / Parcel Number

Primary APN	`44051.0504`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,524 sqft Living Area
Gross Area	4,148 sqft
1st Floor Area	1,524 sqft
2nd Floor Area	550 sqft
Basement Area	1,074 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,559 sqft
Lot Dimensions	348 ft deep x 125 ft wide
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Patio Area	156 sqft
Canopy	324 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	10326 E 48TH AVE
City	SPOKANE VALLEY
State	WA
Zip	99206-9215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PONDEROSA ACRES 2ND ADD L4 B5
Legal Range	44E
Legal Township	24N
Legal Section	05
Legal Subdivision	PONDEROSA ACRES 2ND ADD
Legal Block	5
Legal Lot Number	4
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	3
Census Block	3007
Census Tract	12401

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10326 E 48TH AVE, SPOKANE VALLEY, WA 99206-9215
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage SPOKANE TEACHERS CU
Mar 11, 2022	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Dec 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Sep 3, 2019	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS
Jun 12, 2017	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2022 · Amount on Record
Deed Sale	Mar 11, 2022 · Amount on Record
Prior Sale	Jun 12, 2017 · Amount on Record
Deed Document Number	20227188208
Prior Transfer Date	Mar 7, 2022
Prior Transfer Doc	0007188264
Record Updated	Oct 29, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SPOKANE WA
Recording Date	Mar 11, 2022
Property Address	10326 E 48TH AVE, SPOKANE VALLEY, WA 99206-9215
Document Number	0007188264
Map Reference	VOL 8 PG 51
Instrument Date	Mar 7, 2022
Instrument	7188264
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	SPOKANE COUNTY TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10326 E 48TH AVE, SPOKANE VALLEY, WA 99206-9215

Mortgage

Document Number	0007188178
Date	Mar 11, 2022
Instrument	7188178

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Mar 11, 2022
Property Address	10326 E 48TH AVE, SPOKANE VALLEY, WA 99206-9215
Document Number	0007188208
Map Reference	VOL 8 PG 51
Instrument Date	Feb 1, 2022
Instrument	7188208
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	NOT AVAILABLE, SPOKANE COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,758.30
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10326 E 48TH AVE, SPOKANE VALLEY, WA 99206-9215

Mortgage

Document Number	0007188265
Date	Mar 11, 2022
Instrument	7188265

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10326 E 48TH AVE, SPOKANE VALLEY, WA 99206-9215
Transaction Type	Mortgage
Record Updated	Dec 8, 2021
Title Company	TICOR CP, TICOR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007155819
Date	Dec 1, 2021
Instrument	7155819

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10326 E 48TH AVE, SPOKANE VALLEY, WA 99206-9215
Document Number	0006841163
Instrument Date	Sep 3, 2019
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10326 E 48TH AVE SPOKANE VALLEY WA 992069215, SPOKANE VALLEY, WA 99206-9215

Mortgage

Document Number	0006841163
Date	Sep 11, 2019
Instrument	6841163

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2049

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jun 12, 2017
Property Address	10326 E 48TH AVE, SPOKANE VALLEY, WA 99206-9215
Document Number	0006611176
Instrument Date	Jun 9, 2017
Instrument	6611176
Transaction Type	Transfer
Record Updated	Sep 11, 2019
Title Company	INLAND PROF TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$5,879.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10326 E 48TH AVE SPOKANE VALLEY WA 992069215, SPOKANE VALLEY, WA 99206-9215

Mortgage

Document Number	6611177
Date	Jun 12, 2017
Instrument	6611177

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2047

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,138.00 (+6.1%)	$589,100 (+6.26%) Land $150,000 Building $439,100	$589,100 (+6.26%) Land $150,000 Building $439,100
2025	$5,785.00 (+13.28%)
2024		$554,400 (+43.18%) Land $87,000 Building $467,400	$554,400 (+43.18%) Land $87,000 Building $467,400
2023	$5,107.00 (+17.13%)	$387,200 Land $72,500 Building $314,700	$387,200 Land $72,500 Building $314,700
2022	$4,360.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 72% of Washington
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPO CO WATER DIST 3 SYS 1 serves 19,035 people · EPA ID WA5393351
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Wind Wireless Fixed Wireless	100 / 20

May also be available: CenturyLink.

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