10424 E 48th Ave, Spokane Valley, WA 99206 Property Records

Spokane County property record for 10424 E 48th Ave, Spokane Valley, WA 99206

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,217 sqft · built 1969
Lot Size	0.996 acres (43,394 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (May 2008)
Tax Bill	$5,361 (2026)
Deeds & Mortgages	Jan 2022 Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`44051.0501`

Property Details

APN / Parcel Number

Primary APN	`44051.0501`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	1 Story
Building Area	3,217 sqft Living Area
Gross Area	3,984 sqft
1st Floor Area	1,717 sqft
Basement Area	1,717 sqft
Finished Basement	1,500 sqft
Unfinished Basement	217 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,394 sqft (0.996 acres)
Lot Dimensions	348 ft deep x 125 ft wide
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	4 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	10424 E 48TH AVE
City	SPOKANE VALLEY
State	WA
Zip	99206-9214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PONDEROSA ACRES 2ND ADD L1 B5 EXC 48TH AVE R/W
Legal Range	44E
Legal Township	24N
Legal Section	05
Legal Subdivision	PONDEROSA ACRES 2ND ADD
Legal Block	5
Legal Lot Number	1
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	3
Census Block	3007
Census Tract	12401

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10424 E 48TH AVE, SPOKANE VALLEY, WA 99206-9214
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOWERCOM LLC
Dec 29, 2020	Deed of Trust, Mortgage TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING
May 18, 2020	Deed of Trust, Mortgage · Conventional with PMI SPOKANE TEACHERS CU
Mar 10, 2018	Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2008 · Amount on Record
Deed Sale	May 22, 2008 · Amount on Record
Prior Sale	Jan 12, 2001 · Amount on Record
Deed Document Number	20085678274
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10424 E 48TH AVE, SPOKANE VALLEY, WA 99206-9214
Transaction Type	Mortgage
Record Updated	Feb 4, 2022
Title Company	VESTAT TITLE AND ESCROW, VISTA TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007176241
Date	Jan 31, 2022
Instrument	7176241

Lender

Name	LOWERCOM LLC
Type	Non-Lending Institution
Address	COLUMBIA, MD 21046

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10424 E 48TH AVE, SPOKANE VALLEY, WA 99206-9214
Document Number	0007020850
Instrument Date	Dec 29, 2020
Transaction Type	Mortgage
Record Updated	Feb 15, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10424 E 48TH AVE SPOKANE VALLEY WA 992069214, SPOKANE VALLEY, WA 99206-9214

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10424 E 48TH AVE, SPOKANE VALLEY, WA 99206-9214
Document Number	0006922988
Instrument Date	May 18, 2020
Transaction Type	Mortgage
Record Updated	Jun 9, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10424 E 48TH AVE SPOKANE VALLEY WA 992069214, SPOKANE VALLEY, WA 99206-9214

Mortgage

Document Number	0006922988
Date	May 22, 2020
Instrument	6922988

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 21, 2050

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10424 E 48TH AVE, SPOKANE VALLEY, WA 99206-9214
Document Number	0006690947
Instrument Date	Mar 10, 2018
Transaction Type	Mortgage
Record Updated	Mar 21, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10424 E 48TH AVE SPOKANE VALLEY WA 992069214, SPOKANE VALLEY, WA 99206-9214

Mortgage

Document Number	0006690947
Date	Mar 15, 2018
Instrument	6690947

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 14, 2048

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,361.00 (+10.54%)	$540,730 (+6.28%) Land $149,430 Building $391,300	$540,730 (+6.28%) Land $149,430 Building $391,300
2025	$4,850.00 (+8.48%)	$508,800 (+5.15%) Land $125,000 Building $383,800	$508,800 (+5.15%) Land $125,000 Building $383,800
2024		$483,900 (+28.05%) Land $87,000 Building $396,900	$483,900 (+28.05%) Land $87,000 Building $396,900
2023	$4,471.00 (+5.03%)	$377,900 Land $72,500 Building $305,400	$377,900 Land $72,500 Building $305,400
2022	$4,257.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 72% of Washington
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPO CO WATER DIST 3 SYS 1 serves 19,035 people · EPA ID WA5393351
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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