10303 E 48th Ave, Spokane Valley, WA 99206 Property Records

Spokane County property record for 10303 E 48th Ave, Spokane Valley, WA 99206

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,798 sqft · built 1966
Lot Size	0.501 acres (21,836 sqft)
Owner	2 Individual Names on File
Last Sale	$620,942 (Apr 2022)
Tax Bill	$5,767 (2026)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Oct 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`44051.0610`

Property Details

APN / Parcel Number

Primary APN	`44051.0610`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,798 sqft Living Area
Gross Area	3,546 sqft
1st Floor Area	1,498 sqft
Basement Area	1,498 sqft
Finished Basement	1,300 sqft
Unfinished Basement	198 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,836 sqft (0.501 acres)
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	463 sqft
Patio Area	463 sqft
Canopy	463 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Hot Water

Location & Zoning

Street Address	10303 E 48TH AVE
City	SPOKANE VALLEY
State	WA
Zip	99206-9217
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PONDEROSA ACRES 2ND ADD TR A OF SP85-356 BEING A PTN OF LT 9 BLK 6 8509050133
Legal Range	44E
Legal Township	24N
Legal Section	05
Legal Subdivision	PONDEROSA ACRES 2ND ADD
Legal Tract	A
Legal Block	6
Legal Lot Number	9
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	3
Census Block	3008
Census Tract	12401

Owner

10303 E 48th Ave is owned and occupied by two individuals who bought it in April 2022.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10303 E 48TH AVE, SPOKANE VALLEY, WA 99206-9217
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2022	Warranty Deed, Transfer · Conventional Mortgage CELEBRITY HOME LOANS LLC
Oct 1, 2018	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU
Oct 27, 2017	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU
Feb 15, 2017	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2022 · Amount on File
Deed Sale	Apr 5, 2022 · Amount on File
Prior Sale	Feb 15, 2017 · Amount on File
Deed Document Number	20227195820
Prior Transfer Date	Jan 15, 2003
Prior Transfer Doc	0004838578
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Apr 5, 2022
Property Address	10303 E 48TH AVE, SPOKANE VALLEY, WA 99206-9217
Document Number	0007195820
Map Reference	VOL 4 PG 10
Instrument Date	Apr 4, 2022
Instrument	7195820
Transaction Type	Transfer
Record Updated	Apr 12, 2022
Title Company	WFG NATIONAL TITLE COMPANY/ESTN WA LLC, WFG NATL TTL CO OF EASTERN W

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,157.77
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10303 E 48TH AVE, SPOKANE VALLEY, WA 99206-9217

Mortgage

Document Number	0007195821
Date	Apr 5, 2022
Instrument	7195821

Lender

Name	CELEBRITY HOME LOANS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10303 E 48TH AVE, SPOKANE VALLEY, WA 99206-9217
Document Number	0006752255
Instrument Date	Oct 1, 2018
Transaction Type	Mortgage
Record Updated	Nov 1, 2018
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10303 E 48TH AVE SPOKANE VALLEY WA 992069217, SPOKANE VALLEY, WA 99206-9217

Mortgage

Document Number	0006752255
Date	Oct 16, 2018
Instrument	6752255

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 15, 2048

Interest

Rate Type	Adjustable Rate

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10303 E 48TH AVE, SPOKANE VALLEY, WA 99206-9217
Document Number	0006656403
Instrument Date	Oct 27, 2017
Transaction Type	Mortgage
Record Updated	Nov 8, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10303 E 48TH AVE SPOKANE VALLEY WA 992069217, SPOKANE VALLEY, WA 99206-9217

Mortgage

Document Number	0006656403
Date	Nov 2, 2017
Instrument	6656403

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Feb 15, 2017
Property Address	10303 E 48TH AVE, SPOKANE VALLEY, WA 99206-9217
Document Number	0006579393
Map Reference	MB4 PG10
Instrument Date	Feb 13, 2017
Instrument	6579393
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,039.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006579394
Date	Feb 15, 2017
Instrument	6579394

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 10303 E 48th Ave was $5,767, up 4.2% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,767.00 (+4.17%)	$569,200 Land $125,000 Building $444,200	$569,200 Land $125,000 Building $444,200
2025	$5,536.00
2024		$579,700 (+28.05%) Land $87,600 Building $492,100	$579,700 (+28.05%) Land $87,600 Building $492,100
2023	$5,335.00 (+4.92%)	$452,700 Land $73,000 Building $379,700	$452,700 Land $73,000 Building $379,700
2022	$5,085.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10303 E 48th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10303 E 48th Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 72% of Washington
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPO CO WATER DIST 3 SYS 1 serves 19,035 people · EPA ID WA5393351
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Wind Wireless Fixed Wireless	100 / 20

May also be available: CenturyLink.

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