10323 E 800th Ave, Watson, IL 62473 Property Records

Effingham County property record for 10323 E 800th Ave, Watson, IL 62473

Property Summary

Property Type	Rural Home
Details	1 bd · 968 sqft · built 2000
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Tax Bill	$3,200 (2024)
Deeds & Mortgages	Dec 2020 Mortgage Sep 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-06-026-026`

Property Details

APN / Parcel Number

Primary APN	`04-06-026-026`

Interior

Bedrooms	1 Bed
Stories	1 Story
Building Area	968 sqft Base Area
1st Floor Area	968 sqft
Basement Area	968 sqft
Unfinished Basement	967 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Construction Type	Frame
Lot Area	435,600 sqft (10 acres)
Garage Area	683 sqft
Parking Spaces	2 Parking Spaces
Pole Barn	2,112 sqft

Location & Zoning

Street Address	10323 E 800TH AVE
City	WATSON
State	IL
Zip	62473-2039
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	N 1/2 OF FOLLOWING DESCRIBED TRACT: E 1/2 W 1/2 NE NW & W 1/2 E1/2 NE NW 3323/46 1266/176
Legal Tract	E
Jurisdiction	EFFINGHAM IL
Township / Civil Division	JACKSON
Census Block Group	1
Census Block	1034
Census Tract	950400

Owner

Source: Effingham County records, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10323 E 800TH AVE, WATSON, IL 62473-2039
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON SAVINGS BANK
Sep 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON SAVINGS BANK
Aug 1, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 1, 2017
Transfer Doc	3323/046
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	10323 E 800TH AVE, WATSON, IL 62473-2039
Transaction Type	Mortgage
Record Updated	Aug 5, 2021
Title Company	CITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3637/228
Date	Dec 8, 2020
Book Page	3637/228
Instrument	202020006728

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2040

Interest

Rate	2.62%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	10323 E 800TH AVE, WATSON, IL 62473-2039
Transaction Type	Mortgage
Record Updated	Aug 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3331/241
Date	Sep 6, 2017
Book Page	3331/241
Instrument	201701704244

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Interest

Rate	3.87%

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EFFINGHAM IL
Recording Date	Aug 1, 2017
Property Address	10323 E 800TH AVE, WATSON, IL 62473-2039
Document Number	3323/046
Book / Page	3323 / 046
Instrument Date	Aug 1, 2017
Instrument	201701703693
Transaction Type	Transfer
Record Updated	Aug 5, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10323 E 800TH AVE, WATSON, IL 62473-2039

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Jackson Township
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$3,200.00 (+48.42%)	$63,260 (+33.94%) Land $4,580 Building $58,680	$189,780 (+33.94%) Land $13,740 Building $176,040
2022	$2,156.00 Homeowner's exemption	$47,230 Land $3,270 Building $43,960	$141,690 Land $9,810 Building $131,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
GigFire Fixed Wireless	150 / 130
KNR Wireless Fixed Wireless	100 / 10
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G and 4G LTE (outdoors only)

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