10654 E 800th Ave, Watson, IL 62473 Property Records

Effingham County property record for 10654 E 800th Ave, Watson, IL 62473

Property Summary

Property Type	Rural Home
Details	1 bd · 1,548 sqft · built 1965
Lot Size	80 acres (3,484,800 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,784 (2024)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Jan 2024 Transfer
Flood Zone	Zone X (minimal risk)
APN	`04-06-023-016`

Property Details

APN / Parcel Number

Primary APN	`04-06-023-016`

Interior

Bedrooms	1 Bed
Stories	1 Story
Building Area	1,548 sqft Base Area
1st Floor Area	1,548 sqft
Basement Area	1,260 sqft
Unfinished Basement	1,260 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Construction Type	Masonry / Concrete Block
Lot Area	3,484,800 sqft (80 acres)
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Granary	254 sqft
Pole Barn	3,780 sqft

Location & Zoning

Street Address	10654 E 800TH AVE
City	WATSON
State	IL
Zip	62473-2000
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	S 1/2 SE 24000284 24000283 3154/252 354/108
Jurisdiction	EFFINGHAM IL
Township / Civil Division	JACKSON
Census Block Group	1
Census Block	1035
Census Tract	950400

Owner

Source: Effingham County records, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10654 E 800TH AVE, WATSON, IL 62473-2000
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage FARM CREDIT ILLINOIS FLCA
Jan 29, 2024	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2024
Deed Sale	Jan 29, 2024
Deed Document Number	2024284
Prior Transfer Date	Jan 26, 2024
Prior Transfer Doc	0000000284
Record Updated	Sep 20, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Jan 29, 2024
Property Address	10654 E 800TH AVE, WATSON, IL 62473-2000
Document Number	202424000284
Instrument Date	Jan 26, 2024
Instrument	202424000284
Transaction Type	Transfer
Record Updated	Feb 22, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$950.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10654 E 800TH AVE, WATSON, IL 62473-2000

Mortgage

Document Number	202424000285
Date	Jan 29, 2024
Instrument	202424000285

Lender

Name	FARM CREDIT ILLINOIS FLCA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EFFINGHAM IL
Recording Date	Jan 29, 2024
Property Address	10654 E 800TH AVE, WATSON, IL 62473-2000
Document Number	202424000283
Instrument Date	Jan 26, 2024
Instrument	202424000283
Transaction Type	Transfer
Record Updated	Feb 22, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7337 N 1100TH ST, WATSON, IL 62473-2108

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Jackson Township
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$4,784.00 (+170.44%)	$85,590 (+32.72%) Land $26,560 Building $59,030	$256,770 (+32.72%) Land $79,680 Building $177,090
2022	$1,769.00 Homeowner's exemption Senior Citizen's exemption	$64,490 Land $20,090 Building $44,400	$193,470 Land $60,270 Building $133,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
KNR Wireless Fixed Wireless	100 / 10
Frontier DSL	10 / 1

May also be available: AT&T, Verizon, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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