Effingham County property record for 10240 E 800th Ave, Watson, IL 62473
| Property Type | Rural Home |
|---|---|
| Details | 1 bd · 1,550 sqft · built 1984 |
| Lot Size | 20 acres (871,200 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $6,439 (2024) |
| Deeds & Mortgages | Sep 2020 Mortgage Oct 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-06-023-014 |
| Primary APN | 04-06-023-014 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Stories | 1 Story |
| Building Area | 1,550 sqft Base Area |
| 1st Floor Area | 1,550 sqft |
| Basement Area | 1,550 sqft |
| Unfinished Basement | 1,550 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 871,200 sqft (20 acres) |
| Garage Area | 806 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pole Barn | 1,024 sqft |
| Street Address | 10240 E 800TH AVE |
|---|---|
| City | WATSON |
| State | IL |
| Zip | 62473-2003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | S 1/2 SW SW 3357/215 2914/144 1478/264 1281/199 |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | JACKSON |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 950400 |
Source: Effingham County records, as of September 9, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10240 E 800TH AVE, WATSON, IL 62473-2003 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON SAVINGS BANK |
| Oct 1, 2018 | Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON SAVINGS BANK |
| Jan 2, 2018 | Intrafamily Transfer, Transfer · Construction Mortgage WASHINGTON SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 2, 2018 |
| Transfer Doc | 3357/215 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 10240 E 800TH AVE, WATSON, IL 62473-2003 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2021 |
| Title Company | ACT |
| Name | Verified Name |
|---|
| Document Number | 3608/19 |
|---|---|
| Date | Sep 8, 2020 |
| Book Page | 3608/19 |
| Instrument | 202020004937 |
| Name | WASHINGTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Rate | 2.75% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 10240 E 800TH AVE, WATSON, IL 62473-2003 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2021 |
| Title Company | BURNETT TITLE, BURNET TITLE |
| Name | Verified Name |
|---|
| Document Number | 3418/196 |
|---|---|
| Date | Oct 1, 2018 |
| Book Page | 3418/196 |
| Instrument | 201801804094 |
| Name | WASHINGTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2048 |
| Rate | 4.75% |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Recording Date | Jan 2, 2018 |
| Property Address | 10240 E 800TH AVE, WATSON, IL 62473-2003 |
| Document Number | 3357/215 |
| Book / Page | 3357 / 215 |
| Instrument Date | Jan 2, 2018 |
| Instrument | 201801800001 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2021 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7983 N 1000TH RD, 7983, WATSON, IL 62473-2006 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10240 E 800TH AVE, WATSON, IL 62473-2003 |
| Document Number | 201801800330 |
|---|---|
| Date | Jan 2, 2018 |
| Instrument | 201801800330 |
| Name | WASHINGTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 9 Months |
| Due | Oct 25, 2018 |
| Rate | 3.25% |
|---|
Source: Effingham County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Jackson Township |
| Unified School District | Effingham Community Unit School District 40 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $6,439.00 (+78.32%) | $121,200 (+18.88%) Land $4,100 Building $117,100 | $363,600 (+18.88%) Land $12,300 Building $351,300 |
| 2022 | $3,611.00 Homeowner's exemption Additional exemption filed | $101,950 Land $3,230 Building $98,720 | $305,850 Land $9,690 Building $296,160 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 25 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| KNR Wireless Fixed Wireless | 100 / 10 |
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