1032 Upper Circle Dr, Shoals, IN 47581 Property Records

Martin County property record for 1032 Upper Circle Dr, Shoals, IN 47581

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 2,314 sqft · built 1956
Lot Size2.36 acres (102,930 sqft)
OwnerIndividual Name on File
Tax Bill$2,701 (2025)
Deeds & MortgagesJan 2019 Refinance
Dec 2018 Refinance
Flood ZoneZone X (minimal risk)
APN51-07-24-400-090.000-002

Property Details

APN / Parcel Number

Primary APN51-07-24-400-090.000-002
Alternative APNs
  • 01826392762
  • 0020554032

Interior

Bedrooms2 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area2,314 sqft Living Area
1st Floor Area2,462 sqft
Basement Area1,664 sqft
Unfinished Basement1,664 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1959
Construction TypeStone
Roof MaterialAsphalt
Lot Area102,930 sqft (2.36 acres)
Lot Dimensions151 ft deep x 679 ft wide
TerrainRolling
Garage TypeMixed
Garage Area1,336 sqft
Parking Spaces5 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number01826392762
Street Address1032 UPPER CIRCLE DR
CitySHOALS
StateIN
Zip47581-2305
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTILES ADD'N LOTS 48, 51, 52, 53, 54 & 55
Legal SubdivisionSTILES ADD
Legal Lot Number48,51
JurisdictionMARTIN IN
Township / Civil DivisionCENTER
Census Block Group1
Census Block1009
Census Tract950300

Owner

1032 Upper Circle Dr is owned and occupied by an individual.

Source: Martin County records, as of June 25, 2026

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 304, SHOALS, IN 47581-0304
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 2, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
SPRINGS VALLEY BANK & TRUST COMPANY
Dec 26, 2018Deed of Trust, Mortgage · Stand-Alone Refinance
SPRINGS VALLEY BANK & TRUST COMPANY

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN IN
Property Address1032 UPPER CIRCLE DR, SHOALS, IN 47581-2305
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201900004
DateJan 2, 2019
Instrument201900004
Lender
NameSPRINGS VALLEY BANK & TRUST COMPANY
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term121 Months
DueFeb 1, 2029

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN IN
Property Address1032 UPPER CIRCLE DR, SHOALS, IN 47581-2305
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201801542
DateDec 26, 2018
Instrument201801542
Lender
NameSPRINGS VALLEY BANK & TRUST COMPANY
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueJan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1032 Upper Circle Dr was $2,701 with a homeowner's exemption, up 3.2% from the year before.

Source: Martin County assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyMartin County
County SubdivisionCenter Township
MunicipalityShoals Town
Unified School DistrictShoals Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,701.00 (+3.21%) Homeowner's exemption$252,200 Land $61,600 Building $190,600$252,200 Land $61,600 Building $190,600
2024$2,617.00 (+1.39%)
2023$2,581.00 (+2.26%)$216,200 Land $56,300 Building $159,900$216,200 Land $56,300 Building $159,900
2022$2,524.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1032 Upper Circle Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims11 (1990–2025)
Most Recent ClaimApr 2025 · rainfall accumulation
Claims by Event
  • Severe Winter Storms And Flooding, Jan 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1032 Upper Circle Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST FORK WATER
private · serves 3,485 people · EPA ID IN5251004
Water SourceGroundwater
Last State InspectionApr 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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