1023 Upper Circle Dr, Shoals, IN 47581 Property Records

Martin County property record for 1023 Upper Circle Dr, Shoals, IN 47581

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,000 sqft · built 1960
Lot Size1.54 acres (67,100 sqft)
OwnerIndividual Name on Record
Tax Bill$1,363 (2025)
Deeds & MortgagesApr 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN51-07-24-400-128.000-002

Property Details

APN / Parcel Number

Primary APN51-07-24-400-128.000-002
Alternative APNs
  • 01694106824
  • 0020534026

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,000 sqft Living Area
1st Floor Area1,000 sqft
Basement Area1,000 sqft
Unfinished Basement1,000 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1969
Construction TypeWood
Roof MaterialMetal
Lot Area67,100 sqft (1.54 acres)
Lot Dimensions122 ft deep x 550 ft wide
TerrainRolling
Garage TypeMixed
Garage Area1,140 sqft
Parking Spaces5 Parking Spaces
Shed1 Shed
Shed Area96 sqft
Lean-To117 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number01694106824
Street Address1023 UPPER CIRCLE DR
CitySHOALS
StateIN
Zip47581-2306
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTILES ADD'N LOTS 34, 39, 40, 46 & 47
Legal SubdivisionSTILES ADD
Legal Lot Number34,39
JurisdictionMARTIN IN
Township / Civil DivisionCENTER
Census Block Group1
Census Block1009
Census Tract950300

Owner

Source: Martin County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1023 UPPER CIRCLE DR, SHOALS, IN 47581-2306
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 24, 2010
Deed SaleMar 24, 2010
Deed Document Number2010355
Deed Book / Page149
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN IN
Recording DateApr 8, 2026
Property Address1023 UPPER CIRCLE DR, SHOALS, IN 47581-2306
Document Number0000000442
Instrument DateMar 27, 2026
Instrument2026442
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1023 UPPER CIRCLE DR, SHOALS, IN 47581-2306

Mortgage

Document Number0000000442,
DateApr 8, 2026
Instrument2026442
Lender
NameCORE CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueApr 1, 2046
Interest
Rate TypeFixed Rate
Rate5.98%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Martin County assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyMartin County
County SubdivisionCenter Township
MunicipalityShoals Town
Unified School DistrictShoals Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,363.00 (+12.09%) Homeowner's exemption$188,000 (+16.19%) Land $48,500 Building $139,500$188,000 (+16.19%) Land $48,500 Building $139,500
2024$1,216.00 (-14.06%)
2023$1,415.00$161,800 Land $44,200 Building $117,600$161,800 Land $44,200 Building $117,600
2022$1,415.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims11 (1990–2025)
Most Recent ClaimApr 2025 · rainfall accumulation
Claims by Event
  • Severe Winter Storms And Flooding, Jan 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST FORK WATER
private · serves 3,485 people · EPA ID IN5251004
Water SourceGroundwater
Last State InspectionApr 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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