Martin County property record for 820 Upper Circle Dr, Shoals, IN 47581 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,182 sqft · built 1965 |
| Lot Size | 0.258 acres (11,250 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $858 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Aug 2022 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-07-25-100-024.000-002 |
| Primary APN | 51-07-25-100-024.000-002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,182 sqft Living Area |
| 1st Floor Area | 2,182 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1980 |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 11,250 sqft (0.258 acres) |
| Lot Dimensions | 125 ft deep x 90 ft wide |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
|---|---|
| Pool Area | 415 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 01594278343 |
|---|---|
| Street Address | 820 UPPER CIRCLE DR |
| City | SHOALS |
| State | IN |
| Zip | 47581-2247 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STILES ADD'N WSH LOT 10 |
| Legal Subdivision | STILES ADD |
| Legal Lot Number | 10 |
| Jurisdiction | MARTIN IN |
| Township / Civil Division | CENTER |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 950300 |
Source: Martin County records · APN 51-07-25-100-024.000-002
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 820 UPPER CIRCLE DR, SHOALS, IN 47581-2247 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 22, 2025 | Deed of Trust, Mortgage · USDA Mortgage RURAL HOUSING SERVICE |
| Aug 12, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance CRANE CREDIT UNION |
| Jul 20, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Oct 22, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP |
| Dec 26, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN IN |
| Property Address | 820 UPPER CIRCLE DR, SHOALS, IN 47581-2247 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0202501215 |
|---|---|
| Date | Oct 22, 2025 |
| Instrument | 202501215 |
| Name | RURAL HOUSING SERVICE |
|---|---|
| Type | Government Agency |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 03, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN IN |
| Property Address | 820 UPPER CIRCLE DR, SHOALS, IN 47581-2247 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0202200993 |
|---|---|
| Date | Aug 12, 2022 |
| Instrument | 202200993 |
| Name | CRANE CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN IN |
| Property Address | 820 UPPER CIRCLE DR, SHOALS, IN 47581-2247 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202101104 |
|---|---|
| Date | Jul 20, 2021 |
| Instrument | 202101104 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN IN |
| Property Address | 820 UPPER CIRCLE DR, SHOALS, IN 47581-2247 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202001333 |
|---|---|
| Date | Oct 22, 2020 |
| Instrument | 202001333 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 193 Months |
| Due | Nov 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN IN |
| Property Address | 820 UPPER CIRCLE DR, SHOALS, IN 47581-2247 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2020 |
| Name | Verified Name |
|---|
| Document Number | 20201901620 |
|---|---|
| Date | Dec 26, 2019 |
| Instrument | 20201901620 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 193 Months |
| Due | Jan 01, 2036 |
Source: Martin County records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Martin County |
| County Subdivision | Center Township |
| Municipality | Shoals Town |
| Unified School District | Shoals Community School Corporation (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $858.00 (-11.82%) Homeowner's exemption | $178,900 (+22.12%) Land $9,400 Building $169,500 | $178,900 (+22.12%) Land $9,400 Building $169,500 |
| 2024 | $973.00 (+25.23%) | ||
| 2023 | $777.00 (-6.83%) | $146,500 Land $8,600 Building $137,900 | $146,500 Land $8,600 Building $137,900 |
| 2022 | $834.00 |
Source: FEMA National Flood Hazard Layer, Martin County (18101C), updated October 2, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 181019503001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 11 (1990–2025) |
| Most Recent Claim | Apr 2025, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Low above 20% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 48 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cable One | Cable | 1,000 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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