1032 State Rd 20, Interlachen, FL 32148 Property Records

Putnam County property record for 1032 State Rd 20, Interlachen, FL 32148

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	2,353 sqft · built 1952
Lot Size	0.8 acres (34,848 sqft)
Owner	Company Name on File
Last Sale	$110,000 (Apr 2004)
Tax Bill	$1,665 (2025)
Deeds & Mortgages	Jul 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`14-10-24-5520-007.0-003.0`

Property Details

APN / Parcel Number

Primary APN	`14-10-24-5520-007.0-003.0`
Alternative APN	`38221`

Interior

Building Area	2,353 sqft Total Area
1st Floor Area	1,973 sqft
Flooring	Steel Beam

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1965
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	34,848 sqft (0.8 acres)
Lot Dimensions	172 ft deep x 192 ft wide
Porch	Porch
Porch Area	300 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	38221
Street Address	1032 STATE ROAD 20
City	INTERLACHEN
State	FL
Zip	32148-2427
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	MANNVILLE S/D DB T PP542 543
Legal Range	24E
Legal Township	10S
Legal Section	14
Legal Subdivision	MANNVILLE S/D
Legal Block	7
Legal Lot Number	3
Jurisdiction	PUTNAM FL
Township / Civil Division	INTERLACHEN-FLORAHOME
Census Block Group	4
Census Block	4019
Census Tract	950201

Owner

Source: Putnam County records · APN 14-10-24-5520-007.0-003.0

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1097 STATE ROAD 20, INTERLACHEN, FL 32148-3006
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 13, 2004 · Amount on Record
Deed Sale	Apr 13, 2004 · Amount on Record
Prior Sale	Apr 13, 2004 · Amount on Record
Deed Document Number	0009771936
Last Transfer Date	Jul 26, 2017
Transfer Doc	0014800001
Record Updated	Jun 08, 2026

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Jul 26, 2017
Property Address	1032 STATE ROAD 20, INTERLACHEN, FL 32148-2427
Document Number	0014800001
Book / Page	001480 / 000001
Instrument Date	Jul 25, 2017
Instrument	54013376
Transaction Type	Transfer
Record Updated	Aug 16, 2017
Title Company	GULLETT TITLE INC

Transaction

Amount	Amount Recorded
Tax	$595.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	110 FULTON RD PALATKA FL 321778780, PALATKA, FL 32177-8780

Tax Assessment & Valuation

Source: Putnam County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,665.00 (+7.14%)	$98,650 (+2.42%)	$98,650 (+2.42%) Land $53,080 Building $45,570
2023	$1,554.00 (+12.85%)	$96,320 (+12.39%)	$96,320 (+12.39%) Land $53,080 Building $43,240
2022	$1,377.00	$85,700	$85,700 Land $53,080 Building $32,620

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 2, 2012 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	9 (1998–2017)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 7 claims

Wildfire

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Uniti Group DSL	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 44 locations within half a mile of this property.

Nearby Properties on State Rd 20

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