1040 State Rd 20, Interlachen, FL 32148 Property Records

Putnam County property record for 1040 State Rd 20, Interlachen, FL 32148

Property Summary

Property TypeCommercial
Details3 bd · 1 ba · 532 sqft · built 1920
Lot Size0.54 acres (23,522 sqft)
OwnerCompany Name on Record
Last Sale$29,400 (Dec 2009)
Tax Bill$1,182 (2025)
Deeds & MortgagesApr 2018 Transfer
Flood ZoneZone X (minimal risk)
APN14-10-24-5520-0080-0020

Property Details

APN / Parcel Number

Primary APN14-10-24-5520-0080-0020
Alternative APN
  • 38226

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures2 Plumbing Fixtures
Units6 Units
Building Area532 sqft Gross Area
1st Floor Area532 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1974
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Fire ResistanceMasonry Walls, Wood Interior
Roof TypeGable/Hip
Lot Area23,522 sqft (0.54 acres)
Lot Dimensions240 ft deep x 100 ft wide
PorchPorch
Porch Area576 sqft

Utilities, Heating & Cooling

Heating SystemSpace Heater

Location & Zoning

Account Number38226
Street Address1040 STATE ROAD 20
CityINTERLACHEN
StateFL
Zip32148-2427
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionMANNVILLE S/D DB T PP542 543, BLK 8 W100 FT OF LOTS 2 + 3, BK97 P297
Legal Range24E
Legal Township10S
Legal Section14
Legal SubdivisionMANNVILLE SUB
Legal Block8
Legal Lot Number2
JurisdictionPUTNAM FL
Township / Civil DivisionINTERLACHEN-FLORAHOME
Census Block Group4
Census Block4025
Census Tract950201

Owner

Source: Putnam County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address113 BAKER RD, HAWTHORNE, FL 32640-5709
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 8, 2009 · Amount on Record
Deed SaleDec 8, 2009 · Amount on Record
Deed Document Number2009693389
Deed Book / Page1246 / 101
Last Transfer DateApr 9, 2014
Transfer Doc0013760440
Record UpdatedJun 8, 2026

April 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPUTNAM FL
Recording DateApr 20, 2018
Property Address1040 STATE ROAD 20, INTERLACHEN, FL 32148-2427
Document Number0015041169
Book / Page001504 / 001169
Instrument DateApr 10, 2018
Instrument54007432
Transaction TypeTransfer
Record UpdatedMay 4, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address113 BAKER ROAD ROAD 337 DUNNELLON FL 34431, DUNNELLON, FL 34431

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPutnam County
Unified School DistrictPutnam County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,182.00 (+49.24%)$155,920 (+13%) Land $23,710 Building $132,210$155,920 (+13%) Land $23,710 Building $132,210
2023$792.00 (+11.55%) Homeowner's exemption$137,980 (+28.43%)$137,980 (+28.43%) Land $24,090 Building $113,890
2022$710.00 Homeowner's exemption$107,440$107,440 Land $22,570 Building $84,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 33 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies33 in force
Nearby Flood Claims9 (1998–2017)
Claims Outside the SFHA4 of 9
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 83% of Florida
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
Windstream
DSL
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on State Rd 20

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