1023 State Rd 20, Interlachen, FL 32148 Property Records

Putnam County property record for 1023 State Rd 20, Interlachen, FL 32148

Property Summary

Property TypeMulti-Story Office Building
Details1,707 sqft · built 1864
Lot Size0.469 acres (20,473 sqft)
OwnerIndividual Name on Record
Last Sale$185,000 (Jun 2025)
Tax Bill$2,143 (2025)
Deeds & MortgagesNov 2020 Sale & Mortgage
Apr 2018 Sale
Flood ZoneZone X (minimal risk)
APN14-10-24-5520-012.0-001.0

Property Details

APN / Parcel Number

Primary APN14-10-24-5520-012.0-001.0
Alternative APN
  • 38236

Interior

Plumbing Fixtures9 Plumbing Fixtures
Building Area1,707 sqft Total Area
1st Floor Area800 sqft

Exterior

Year BuiltBuilt 1864
Effective Year BuiltEffective 1995
Exterior MaterialSiding
Construction TypeWood
Fire ResistanceWood or Wood & Steel Frame
Lot Area20,473 sqft (0.469 acres)
PorchPorch
Porch Area320 sqft
Deck Area216 sqft

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Account Number38236
Street Address1023 STATE ROAD 20
CityINTERLACHEN
StateFL
Zip32148-3017
Property CategoryCommercial
Property TypeCommercial > Office > Multi-Story Office Building
Legal DescriptionMANNVILLE S/D DB T PP542 543 B
Legal Range24E
Legal Township10S
Legal Section14
Legal SubdivisionMANNVILLE S/D
Legal Block12
Legal Lot Number1
JurisdictionPUTNAM FL
Township / Civil DivisionINTERLACHEN-FLORAHOME
Census Block Group2
Census Block2025
Census Tract950500

Owner

Source: Putnam County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2272 EMILYS WAY, FLEMING ISLAND, FL 32003-5011
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 16, 2020Warranty Deed, Transfer · Conventional Mortgage
HALE REAL ESTATE INC
Apr 9, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 25, 2025 · Amount on Record
Deed SaleJun 25, 2025 · Amount on Record
Prior SaleNov 16, 2020 · Amount on Record
Deed Document Number202554017572
Deed Book / Page1818 / 266
Record UpdatedJun 8, 2026

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPUTNAM FL
Recording DateNov 16, 2020
Property Address1023 STATE ROAD 20, INTERLACHEN, FL 32148-3017
Document Number0015961485
Book / Page001596 / 001485
Instrument DateNov 12, 2020
Instrument54020807
Transaction TypeTransfer
Record UpdatedNov 30, 2020
Title CompanyGULLETT TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$868.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 2021 INTERLACHEN FL 321482021, INTERLACHEN, FL 32148-2021

Mortgage

Document Number15961487
DateNov 16, 2020
Book Page001596/001487
Instrument54020808
Lender
NameHALE REAL ESTATE INC
AddressPO BOX 953, HOLLISTER, FL 32147-0953
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term144 Months
DueNov 15, 2032

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPUTNAM FL
Recording DateApr 9, 2018
Property Address1023 STATE ROAD 20, INTERLACHEN, FL 32148-3017
Document Number0015030602
Book / Page001503 / 000602
Instrument DateApr 6, 2018
Instrument54006528
Transaction TypeTransfer
Record UpdatedApr 30, 2018

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 2798 PALATKA FL 321782798, PALATKA, FL 32178-2798

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPutnam County
Unified School DistrictPutnam County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,143.00 (+23.16%)$129,990 (+22.15%)$129,990 (+22.15%) Land $5,640 Building $124,350
2023$1,740.00 (+5.45%)$106,420 (+3.63%)$106,420 (+3.63%) Land $9,120 Building $97,300
2022$1,650.00$102,690$102,690 Land $6,080 Building $96,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 30 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies30 in force
Nearby Flood Claims2 (2017)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · lower than 73% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
Windstream
DSL
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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