Collier County property record for 1032 Ridge St, Naples, FL 34103
| Property Type | Single Family Home |
|---|---|
| Details | 1,568 sqft · built 1990 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $180,000 (Dec 2009) |
| Tax Bill | $2,628 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 603700 714A22 |
| Primary APN | 603700 714A22 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,568 sqft Living Area |
| 1st Floor Area | 1,568 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 6,534 sqft (0.15 acres) |
| Street Address | 1032 RIDGE ST |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34103-4222 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF-4 |
| Legal Description | ROSEMARY HGTS ADD LOT 71 |
| Legal Range | 25 |
| Legal Township | 49 |
| Legal Section | 22 |
| Legal Subdivision | ROSEMARY HEIGHTS ADDITION |
| Legal Tract | 603700 |
| Legal Block | 2 |
| Legal Lot Number | 71 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | NAPLES |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 10300 |
1032 Ridge St is owned and occupied by two individuals who bought it in December 2009.
Source: Collier County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1032 RIDGE ST, NAPLES, FL 34103-4222 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 31, 2009 · Amount on File |
| Deed Sale | Dec 31, 2009 · Amount on File |
| Deed Document Number | 20094379428 |
| Deed Book / Page | 4524 / 1281 |
| Prior Transfer Date | Feb 28, 2005 |
| Prior Transfer Doc | 0037563029 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 1032 Ridge St was $2,628 with a homeowner's exemption, up 1.8% from the year before.
Source: Collier County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Unified School District | Collier County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $184,207 (+2.7%) | $432,787 (-15.82%) Land $288,563 Building $144,224 | |
| 2025 | $2,628.00 (+1.82%) Homeowner's exemption | $179,364 | $514,099 Land $356,400 Building $157,699 |
| 2024 | $2,581.00 (+1.1%) | ||
| 2023 | $2,553.00 (-0.43%) Homeowner's exemption | $169,232 (+3%) | $421,900 (+11.54%) Land $266,625 Building $155,275 |
| 2022 | $2,564.00 Homeowner's exemption | $164,303 | $378,243 Land $212,625 Building $165,618 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1032 Ridge St in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 25 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 55 units insured incl. 30 condo units |
| Nearby Flood Claims | 13 (1995–2022) |
| Claims Outside the SFHA | 11 of 13 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1032 Ridge St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 13 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Summit Broadband, Verizon.
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