1024 Ridge St, Naples, FL 34103 Property Records

Collier County property record for 1024 Ridge St, Naples, FL 34103

Property Summary

Property Type	Single Family Home
Details	1,492 sqft · built 1951
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$640,000 (Jun 2021)
Tax Bill	$14,179 (2025)
Deeds & Mortgages	Dec 2024 Mortgage Dec 2025 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`603700 654A22`

Property Details

APN / Parcel Number

Primary APN	`603700 654A22`
Alternative APN	`71020560009`

Interior

Stories	1 Story
Building Area	1,492 sqft Living Area
Gross Area	1,617 sqft

Exterior

Year Built	Built 1951
Lot Area	10,890 sqft (0.25 acres)
Pool Area	182 sqft
Deck Area	203 sqft
Fence	Fence

Location & Zoning

Account Number	603700 654A22
Street Address	1024 RIDGE ST
City	NAPLES
State	FL
Zip	34103-4222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROSEMARY HGTS ADD LOTS 65 & W 30FT OF LOT 67
Legal Subdivision	ROSEMARY HEIGHTS ADDITION
Legal Lot Number	65
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2009
Census Tract	10300

Owner

Source: Collier County records, as of December 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1024 RIDGE ST, NAPLES, FL 34103-4222
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2024	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Dec 16, 2025	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Nov 17, 2021	Intrafamily Transfer, Transfer PREMIER FLORIDA TITLE LLC, PREMIER 1 TITLE LLC
Nov 17, 2021	Intrafamily Transfer, Transfer UNKNOWN, PREMIER TITLE LLC
Jun 28, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2021 · Amount on Record
Deed Sale	Jun 28, 2021 · Amount on Record
Prior Sale	Nov 17, 2021
Deed Document Number	0059721389
Deed Book / Page	5972 / 1389
Last Transfer Date	Dec 16, 2025
Transfer Doc	0065361174
Record Updated	Jun 8, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	1024 RIDGE ST, NAPLES, FL 34103-4222
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7935 AIRPORT RD N 4, 4, NAPLES, FL 34109-1732

Mortgage

Document Number	0064223834
Date	Dec 17, 2024
Book Page	6422/3834
Instrument	6623660

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2055

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIER FL
Recording Date	Dec 16, 2025
Property Address	1024 RIDGE ST, NAPLES, FL 34103-4222
Document Number	0065361174
Book / Page	6536 / 1174
Map Reference	MB 1 PG 78
Instrument Date	Dec 15, 2025
Instrument	6764096
Transaction Type	Transfer
Record Updated	Dec 26, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1024 RIDGE ST, NAPLES, FL 34103-4222

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1024 RIDGE ST, NAPLES, FL 34103-4222

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIER FL
Recording Date	Nov 17, 2021
Property Address	1024 RIDGE ST, NAPLES, FL 34103-4222
Document Number	0060423722
Book / Page	6042 / 3722
Map Reference	MB 1 PG 78
Instrument Date	Nov 12, 2021
Instrument	6160299
Transaction Type	Transfer
Record Updated	Dec 16, 2025
Title Company	PREMIER FLORIDA TITLE LLC, PREMIER 1 TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1024 RIDGE ST, NAPLES, FL 34103-4222

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIER FL
Recording Date	Nov 17, 2021
Property Address	1024 RIDGE ST, NAPLES, FL 34103-4222
Document Number	0060423719
Book / Page	6042 / 3719
Map Reference	MB 1 PG 78
Instrument Date	Nov 12, 2021
Instrument	6160298
Transaction Type	Transfer
Record Updated	Dec 16, 2025
Title Company	UNKNOWN, PREMIER TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1024 RIDGE ST, NAPLES, FL 34103-4222

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jun 28, 2021
Property Address	1024 RIDGE ST, NAPLES, FL 34103-4222
Document Number	0059721389
Book / Page	5972 / 1389
Map Reference	MB 1 PG 78
Instrument Date	Jun 24, 2021
Instrument	6085946
Transaction Type	Transfer
Record Updated	Dec 16, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$4,480.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 3166, NAPLES, FL 34106-3166

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1024 RIDGE ST, NAPLES, FL 34103-4222

Tax Assessment & Valuation

Source: Collier County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,179.00 (+273.33%)	$1,402,008 (+293.38%)	$1,541,004 (+261.23%) Land $570,240 Building $970,764
2023	$3,798.00 (+12.04%)	$356,400 (+1%)	$426,600 (+31.67%) Land $426,600
2022	$3,390.00	$324,000 Land $324,000	$324,000 Land $324,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	55 units insured incl. 30 condo units
Nearby Flood Claims	13 (1995–2022)
Claims Outside the SFHA	11 of 13
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Summit Broadband, Verizon.

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