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1017 Ridge St, Naples, FL 34103 Property Records

Collier County property record for 1017 Ridge St, Naples, FL 34103

Property Summary

Property TypeSingle Family Home
Details1,948 sqft · built 1955
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on File
Last Sale$529,500 (Nov 2022)
Tax Bill$5,256 (2025)
Deeds & MortgagesMay 2026 Sale
Nov 2022 Sale & Mortgage
+ 4 more
Flood ZoneZone X (moderate risk)
APN603700 624A22

Property Details

APN / Parcel Number

Primary APN603700 624A22
Alternative APN
  • 71020440006

Interior

Stories1 Story
Building Area1,948 sqft Living Area
1st Floor Area1,948 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 2005
Construction TypeWood
Lot Area6,970 sqft (0.16 acres)
Lot Dimensions136 ft deep x 50 ft wide
Deck Area624 sqft

Location & Zoning

Street Address1017 RIDGE ST
CityNAPLES
StateFL
Zip34103-4221
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF-4
Legal DescriptionROSEMARY HGTS ADD LOT 62
Legal Range25
Legal Township49
Legal Section22
Legal SubdivisionROSEMARY HEIGHTS ADDITION
Legal Tract603700
Legal Block2
Legal Lot Number62
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group2
Census Block2000
Census Tract10300

Owner

Source: Collier County records · APN 603700 624A22

Assessment roll updated September 9, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1017 RIDGE ST, NAPLES, FL 34103-4221
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
May 21, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Nov 16, 2022Warranty Deed, Transfer · Seller Carry-Back
CHARLES GUSSLER
Sep 08, 2022Warranty Deed, Transfer
ACCOMODATION, ACCOMMODATION
Dec 14, 2021Warranty Deed, Transfer
ACCOMODATION, ACCOMMODATION
Oct 11, 2021Warranty Deed, Transfer
ACCOMODATION, ACCOMMODATION
Aug 20, 2018Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 16, 2022 · Amount on Record
Deed SaleNov 16, 2022 · Amount on Record
Prior SaleSep 08, 2022 · Amount on Record
Deed Document Number20226330215
Deed Book / Page6190 / 3298
Last Transfer DateMay 20, 2026
Transfer Doc0006827826
Record UpdatedSep 20, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateMay 21, 2026
Property Address1017 RIDGE ST, NAPLES, FL 34103-4221
Document Number0006827826
Book / Page6590 / 717
Instrument DateMay 20, 2026
Instrument20266827826
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1017 RIDGE ST, NAPLES, FL 34103-4221

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateNov 16, 2022
Property Address1017 RIDGE ST, NAPLES, FL 34103-4221
Document Number0061903298
Book / Page6190 / 3298
Map ReferenceMB 1 PG 78
Instrument DateNov 15, 2022
Instrument6330215
Transaction TypeTransfer
Record UpdatedNov 25, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,706.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4723 VILLA MARE LN, 4723, NAPLES, FL 34103-3473

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1017 RIDGE ST, NAPLES, FL 34103-4221

Mortgage

Document Number0061903300
DateNov 16, 2022
Instrument6190/3300
Lender
NameCHARLES GUSSLER
TypeSeller
Agreement
TypeSeller Carry-Back
AmountAmount Recorded
Term62 Months
DueJan 01, 2028

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateSep 08, 2022
Property Address1017 RIDGE ST, NAPLES, FL 34103-4221
Document Number0061713891
Book / Page6171 / 3891
Map ReferenceMB 1 PG 78
Instrument DateSep 08, 2022
Instrument6306408
Transaction TypeTransfer
Record UpdatedSep 21, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount Recorded
Tax$3,675.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1040 PARK AVE15G, 1040, NEW YORK, NY 10028

Transferred To (Grantee/Buyer)

NameVerified Name
Address3301 DERRICK ST # B, B, BACLIFF, TX 77518-1217

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateDec 14, 2021
Property Address1017 RIDGE ST, NAPLES, FL 34103-4221
Document Number0060562828
Book / Page6056 / 2828
Map ReferenceMB 1 PG 78
Instrument DateDec 10, 2021
Instrument6174722
Transaction TypeTransfer
Record UpdatedDec 24, 2021
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount Recorded
Tax$3,500.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1404 GOODLETTE-FRANK RD N, 1404, NAPLES, FL 34102-5258

Transferred To (Grantee/Buyer)

NameVerified Name
Address345 N FORT LAUDERDALE BEACH BLVD APT 302N, 302N, FORT LAUDERDALE, FL 33304-4228

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateOct 11, 2021
Property Address1017 RIDGE ST, NAPLES, FL 34103-4221
Document Number0060243807
Book / Page6024 / 3807
Map ReferenceMB 1 PG 78
Instrument DateOct 08, 2021
Instrument6141153
Transaction TypeTransfer
Record UpdatedOct 21, 2021
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount Recorded
Tax$2,975.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5132 SW SUFT SCOOTER ST, 5132, LEES SUMMIT, MO 64082

Transferred To (Grantee/Buyer)

NameVerified Name
Address1404 GOODLETTE-FRANK RD N, NAPLES, FL 34102-5258

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateAug 20, 2018
Property Address1017 RIDGE ST, NAPLES, FL 34103-4221
Document Number0055441973
Book / Page5544 / 1973
Map ReferenceMB1 PG78
Instrument DateAug 15, 2018
Instrument5601688
Transaction TypeTransfer
Record UpdatedDec 30, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,590.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1331 SOLANA RD, 1331, NAPLES, FL 34103-3301

Transferred To (Grantee/Buyer)

NameVerified Name
Address1017 RIDGE ST, NAPLES, FL 34103-4221

Mortgage

Document Number0005601689
DateAug 20, 2018
Instrument5601689
Lender
NameGUARANTEED RATE INC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2048

Tax Assessment & Valuation

Source: Collier County records · Assessment roll updated September 9, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,256.00 (+2.34%) Homeowner's exemption$564,695 (+2.9%)$595,075 (+8.44%) Land $360,096 Building $234,979
2024$5,136.00 (-0.25%) Homeowner's exemption$548,780 (+9.89%) Land $317,539 Building $231,241$548,780 (+9.89%) Land $317,539 Building $231,241
2023$5,149.00 (+2.2%)$499,393 (+8.69%) Land $269,390 Building $230,003$499,393 (+8.69%) Land $269,390 Building $230,003
2022$5,038.00$459,484 Land $214,830 Building $244,654$459,484 Land $214,830 Building $244,654

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 25 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies55 units insured
incl. 30 condo units
Nearby Flood Claims13 (1995–2022)
Claims Outside the SFHA11 of 13
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 2 claims

Wildfire

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Lumen Technologies
Fiber		8,000 / 8,000
Xfinity
Cable		2,000 / 250
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: AT&T, Orlando Telephone Company, Verizon.

Based on FCC filings for 282 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemNAPLES WATER DEPT
serves 83,804 people
Water SourceGroundwater
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting13
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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