Osceola County property record for 1031 Myrtle Ave, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,965 sqft · built 2017 |
| Lot Size | 0.289 acres (12,632 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $275,000 (Jun 2017) |
| Tax Bill | $5,615 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Jun 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0626312840000F0220 |
| Primary APN | 0626312840000F0220 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,965 sqft Heated Area |
| Gross Area | 2,760 sqft |
| 1st Floor Area | 1,965 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,632 sqft (0.289 acres) |
| Garage Type | Finished |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 354 sqft |
| Patio Area | 352 sqft |
| Fence | Fence |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 96220 |
|---|---|
| Street Address | 1031 MYRTLE AVE |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-4821 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S L & I C PLAT OF COLORED QUARTER PB 1 PG 39 BLK F LOTS 22-24 & S 1/2 OF VAC 10TH ST ABUTTING BLK F LOT 24 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 06 |
| Legal Subdivision | ARROWHEAD CNTRY EST |
| Legal Tract | 2840 |
| Legal Block | F |
| Legal Lot Number | 22-24 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 43600 |
Source: Osceola County records · APN 0626312840000F0220
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1031 MYRTLE AVE, SAINT CLOUD, FL 34771-4821 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UPEQUITY SPV2 LLC |
| Jun 13, 2017 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 13, 2017 · Amount on Record |
| Deed Sale | Jun 13, 2017 · Amount on Record |
| Prior Sale | Oct 30, 2013 · Amount on Record |
| Deed Document Number | 0000516350 |
| Deed Book / Page | 5163 / 50 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1031 MYRTLE AVE, SAINT CLOUD, FL 34771-4821 |
| Transaction Type | Mortgage |
| Record Updated | Aug 01, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1031 MYRTLE AVE, SAINT CLOUD, FL 34771-4821 |
| Document Number | 0060011348 |
|---|---|
| Date | Jul 13, 2021 |
| Book Page | 6001/1348 |
| Instrument | 2021108821 |
| Name | UPEQUITY SPV2 LLC |
|---|---|
| Type | Mortgage Company |
| Address | AUSTIN, TX 78704 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 13, 2017 |
| Property Address | 1031 MYRTLE AVE, SAINT CLOUD, FL 34771-4821 |
| Document Number | 0051630050 |
| Book / Page | 005163 / 000050 |
| Instrument Date | Jun 13, 2017 |
| Instrument | 85747 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 04, 2019 |
| Title Company | A CLEAR CHOICE TITLE AND ESCROW, A CLEAR CHOICE TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,925.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1031 MYRTLE AVE ST CLOUD FL 347714821, ST CLOUD, FL 34771-4821 |
| Document Number | 51630051 |
|---|---|
| Date | Jun 13, 2017 |
| Book Page | 005163/000051 |
| Instrument | 85748 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 12, 2047 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,615.00 (+6.04%) Homeowner's exemption Disabled Person's exemption | $361,627 (+5.99%) | $397,300 (+16.44%) Land $75,000 Building $322,300 |
| 2023 | $5,295.00 (+9.31%) Homeowner's exemption Disabled Person's exemption | $341,200 (+27.03%) Land $52,000 Building $289,200 | $341,200 (+27.03%) Land $52,000 Building $289,200 |
| 2022 | $4,844.00 | $268,600 Land $52,000 Building $216,600 | $268,600 Land $52,000 Building $216,600 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970436002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 148 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 148 in force |
| Nearby Flood Claims | 5 (2016–2022) |
| Most Recent Claim | Oct 2022, river or lake flooding, Hurricane Ian |
| Claims By Storm |
|
| Wildfire Risk | Low above 37% of the US · above 11% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,852 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 219 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 1,200 / 35 |
| Spectrum | Cable | 1,000 / 1,000 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Lumen Technologies, Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures