Osceola County property record for 1090 Myrtle Ave, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2020 |
| Square Footage | 1,747 sqft Heated Area |
| Lot Size | 13,504 sqft (0.31 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $281,000 (2020) |
| Tax Bill | $3,821.00 (2025) |
| Primary APN | 062631750000010313 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,747 sqft Heated Area |
| Gross Area | 2,328 sqft Gross Area |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 13,504 sqft (0.31 acres) |
| Garage Type | Finished Garage |
| Porch | Open Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1090 MYRTLE AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-4867 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | S L & I C PLAT OF COLORED QUARTER PB 1 PG 39 BLK E LOTS 9-12 ALSO KNOWN AS: S 1/2 OF THE FOLLOWING; S 200 FT OF E 1/2 BLK E |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 06 |
| Legal Subdivision | ARROWHEAD CNTRY EST |
| Legal Tract | 31 |
| Legal Block | E |
| Legal Lot Number | 9-12 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2038 |
| Census Tract | 43600 |
Source: Osceola County records · APN 062631750000010313
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1090 MYRTLE AVE, SAINT CLOUD, FL 34771-4867 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 09, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Jul 31, 2020 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) HOMETOWN LNDRS |
| Mar 04, 2021 | Correction Deed INTEGRITY FIRST TITLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 31, 2020 · Amount on Record |
| Deed Sale | Jul 31, 2020 · Amount on Record |
| Deed Doc Number | 2020100074 |
| Deed Book / Page | 5765 / 1489 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1090 MYRTLE AVE, SAINT CLOUD, FL 34771-4867 |
| Transaction Type | Mortgage |
| Record Updated | Feb 08, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1090 MYRTLE AVE, SAINT CLOUD, FL 34771-4867 |
| Document Number | 0061040967 |
|---|---|
| Date | Dec 09, 2021 |
| Book Page | 6104/967 |
| Instrument | 2021190124 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 31, 2020 |
| Property Address | 1090 MYRTLE AVE, SAINT CLOUD, FL 34771-4867 |
| Document Number | 0057651489 |
| Book / Page | 005765 / 001489 |
| Instrument Date | Jul 30, 2020 |
| Instrument | 100074 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 31, 2020 |
| Title Company | INTEGRITY FIRST TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,967.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 1090 MYRTLE AVE ST CLOUD FL 34771, ST CLOUD, FL 34771 |
| Document Number | 57651491 |
|---|---|
| Date | Jul 31, 2020 |
| Book Page | 005765/001491 |
| Instrument | 100075 |
| Name | HOMETOWN LNDRS |
|---|---|
| Address | HUNTSVILLE, AL 35806 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 30, 2050 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 04, 2021 |
| Property Address | 1090 MYRTLE AVE, SAINT CLOUD, FL 34771-4867 |
| Document Number | 0059041132 |
| Book / Page | 5904 / 1132 |
| Map Reference | MB 1 PG 39 |
| Instrument Date | Jul 30, 2020 |
| Instrument | 2021032145 |
| Record Updated | Feb 08, 2022 |
| Title Company | INTEGRITY FIRST TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 215 W DONEGAN AVE, 215, KISSIMMEE, FL 34741-2367 |
| Name | Verified Name |
|---|---|
| Address | 1090 MYRTLE AVE, SAINT CLOUD, FL 34771-4867 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,821.00 (+6.23%) Homeowner's exemption | $256,366 (+5.99%) | $370,000 (+16.13%) Land $65,600 Building $304,400 |
| 2023 | $3,597.00 (+3.6%) Homeowner's exemption | $241,885 (+3%) | $318,600 (+27.75%) Land $45,500 Building $273,100 |
| 2022 | $3,472.00 Homeowner's exemption | $234,840 | $249,400 Land $45,500 Building $203,900 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 37% of the US · above 11% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,852 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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