1020 Myrtle Ave, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1020 Myrtle Ave, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,396 sqft · built 1988
Lot Size	0.279 acres (12,153 sqft)
Owner	Individual Name on File
Last Sale	$338,000 (Oct 2025)
Tax Bill	$3,744 (2025)
Deeds & Mortgages	Oct 2025 Sale Oct 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-26-31-7500-0001-0300`

Property Details

APN / Parcel Number

Primary APN	`06-26-31-7500-0001-0300`
Alternative APNs	`263106750000010300` `96396`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,396 sqft Living Area
Gross Area	1,922 sqft
1st Floor Area	1,396 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,153 sqft (0.279 acres)
Lot Dimensions	135 ft deep x 85.1 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	450 sqft
Porch	Finished/Open Porch
Porch Area	126 sqft
Deck Area	424 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	1020 MYRTLE AVE
City	SAINT CLOUD
State	FL
Zip	34771-4867
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ORS3
Legal Description	S L & I C PLAT OF COLORED QUARTER PB 1 PG 39 BLK D LOTS 5-7 & N 1/2 VAC 10TH ST ABUTTING BLK D LESS N 14.88 FT
Legal Range	31E
Legal Township	26S
Legal Section	06
Legal Subdivision	ARROWHEAD COUNTRY ESTATES UNREC
Legal Tract	7500
Legal Block	D
Legal Lot Number	30
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2038
Census Tract	43600

Owner

Source: Osceola County assessment roll, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3635 NW 82ND AVE, SUNRISE, FL 33351-6735
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2025	Warranty Deed, Transfer ORLANDO TITLE PROFESSIONALS LL, LAND TITLE PROFESSIONALS LLC
Oct 8, 2025	Warranty Deed, Transfer ORLANDO TITLE PROFESSIONALS LL, LAND TITLE PROFESSIONALS LLC
Oct 8, 2025	Warranty Deed, Transfer · Conventional Mortgage 1ST 2ND MORTGAGE CO OF NEW JERSEY I

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 8, 2025 · Amount on Record
Deed Sale	Oct 8, 2025 · Amount on Record
Prior Sale	Jul 6, 1999 · Amount on Record
Deed Document Number	2025125404
Deed Book / Page	6862 / 713
Prior Transfer Date	Mar 16, 2007
Prior Transfer Doc	0034481212
Record Updated	Jun 8, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 8, 2025
Property Address	1020 MYRTLE AVE, SAINT CLOUD, FL 34771-4867
Document Number	0068620715
Book / Page	6862 / 715
Map Reference	MB 1 PG 39
Instrument Date	Sep 26, 2025
Instrument	2025125405
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	ORLANDO TITLE PROFESSIONALS LL, LAND TITLE PROFESSIONALS LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	649 AMELIA ISLAND PKWY, FERNANDINA BEACH, FL 32034-9140

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3635 NW 82ND AVE, SUNRISE, FL 33351-6735

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 8, 2025
Property Address	1020 MYRTLE AVE, SAINT CLOUD, FL 34771-4867
Document Number	0068620717
Book / Page	6862 / 717
Map Reference	MB 1 PG 39
Instrument Date	Sep 26, 2025
Instrument	2025125406
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	ORLANDO TITLE PROFESSIONALS LL, LAND TITLE PROFESSIONALS LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	649 AMELIA ISLAND PKWY, FERNANDINA BEACH, FL 32034-9140

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3635 NW 82ND AVE, SUNRISE, FL 33351-6735

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 8, 2025
Property Address	1020 MYRTLE AVE, SAINT CLOUD, FL 34771-4867
Document Number	0068620713
Book / Page	6862 / 713
Map Reference	MB 1 PG 39
Instrument Date	Sep 26, 2025
Instrument	2025125404
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	ORLANDO TITLE PROFESSIONALS LL, LAND TITLE PROFESSIONALS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,366.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	649 AMELLA ISLAND PARKWAY, SAINT CLOUD, FL 34769

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3635 NW 82ND AVE, SUNRISE, FL 33351-6735

Mortgage

Document Number	0006862719
Date	Oct 8, 2025
Instrument	6862/719

Lender

Name	1ST 2ND MORTGAGE CO OF NEW JERSEY I
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,744.00 (+8.05%)	$248,322 (+3.21%)	$295,500 (+3.25%) Land $67,500 Building $228,000
2024	$3,465.00 (+10.1%) Homeowner's exemption Widower's exemption	$240,594 (+12.48%)	$286,200 (+13.75%) Land $58,500 Building $227,700
2023	$3,147.00 (+13.98%) Homeowner's exemption Widower's exemption	$213,899 (+20.53%)	$251,600 (+23.33%) Land $46,800 Building $204,800
2022	$2,761.00 Homeowner's exemption	$177,459	$204,000 Land $46,800 Building $157,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 148 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	148 in force
Nearby Flood Claims	5 (2016–2022)
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Lumen Technologies, Verizon.

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