1031 Augusta Dr, Oxford, MS 38655 Property Records

Lafayette County property record for 1031 Augusta Dr, Oxford, MS 38655

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,975 sqft · built 2007
Lot Size	0.17 acres (7,242 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,900 (Nov 2021)
Tax Bill	$8,461 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Apr 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`138Z-34-066.00`

Property Details

APN / Parcel Number

Primary APN	`138Z-34-066.00`
Alternative APNs	`098M-34-024` `25896`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,975 sqft Living Area
1st Floor Area	1,649 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick Veneer
Foundation Type	No Foundation
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,242 sqft (0.17 acres)
Lot Dimensions	120 ft deep x 60 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	25896
Street Address	1031 AUGUSTA DR
City	OXFORD
State	MS
Zip	38655-6187
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 GRAND RIDGE PREV APN: 098M-34-024
Legal Range	03W
Legal Township	08S
Legal Section	34
Legal Subdivision	GRAND RIDGE
Legal Lot Number	16
Jurisdiction	LAFAYETTE MS
Township / Civil Division	1
Census Block Group	2
Census Block	2008
Census Tract	950506

Owner

Source: Lafayette County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 311905, ENTERPRISE, AL 36331-1905
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2020	Deed of Trust, Mortgage · Closed-End Mortgage BANCORPSOUTH BANK
Apr 3, 2019	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK
Nov 22, 2021	Warranty Deed, Transfer · Commercial Mortgage RIVER BANK & TRUST
Jan 9, 2018	Correction Deed

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2021 · Amount on Record
Deed Sale	Nov 22, 2021 · Amount on Record
Prior Sale	Dec 30, 2016 · Amount on Record
Deed Document Number	202112891
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MS
Property Address	1031 AUGUSTA DR, OXFORD, MS 38655-6187
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202012336
Date	Dec 22, 2020
Instrument	202012336

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	OXFORD, MS 38655

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Dec 7, 2045

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MS
Property Address	1031 AUGUSTA DR, OXFORD, MS 38655-6187
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201902367
Date	Apr 3, 2019
Instrument	201902367

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	TUPELO, MS 38803

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	58 Months
Due	Feb 26, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MS
Recording Date	Nov 22, 2021
Property Address	1031 AUGUSTA DR, OXFORD, MS 38655-6187
Document Number	0202112891
Map Reference	CAB B SL 7
Instrument Date	Nov 15, 2021
Instrument	202112891
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 311905, OXFORD, MS 38655

Mortgage

Document Number	0202112893
Date	Nov 22, 2021
Instrument	202112893

Lender

Name	RIVER BANK & TRUST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2018: Correction Deed

Document Type	Correction Deed
Jurisdiction	LAFAYETTE MS
Recording Date	Jan 9, 2018
Property Address	1031 AUGUSTA DR, OXFORD, MS 38655-6187
Document Number	201800220
Instrument Date	Dec 29, 2017
Instrument	201800220
Record Updated	Mar 30, 2018

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1597, OXFORD, MS 38655-1597

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1031 AUGUSTA DR, OXFORD, MS 38655-6187

Tax Assessment & Valuation

Source: Lafayette County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Lafayette County
Municipality	Oxford City
Unified School District	Oxford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,461.00 (+21.65%)	$65,033 (+21.65%)	$433,550 (+21.65%) Land $60,000 Building $373,550
2023	$6,955.00	$53,459	$356,390 Land $60,000 Building $296,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 81% of Mississippi
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OXFORD serves 28,500 people · EPA ID MS0360011
Water Source	Groundwater
Last State Inspection	Aug 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable	10,000 / 10,000
North East Fiber Fiber	2,000 / 1,000
C Spire Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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