1030 Augusta Dr, Oxford, MS 38655 Property Records

Lafayette County property record for 1030 Augusta Dr, Oxford, MS 38655

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,436 sqft · built 2006
Lot Size	0.19 acres (8,272 sqft)
Owner	Individual Name on File
Tax Bill	$2,550 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Mar 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`138Z-34-085.00`

Property Details

APN / Parcel Number

Primary APN	`138Z-34-085.00`
Alternative APNs	`098M-34-034` `25907`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,436 sqft Living Area
1st Floor Area	1,646 sqft
2nd Floor Area	442 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,272 sqft (0.19 acres)
Lot Dimensions	117 ft deep x 71.3 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	25907
Street Address	1030 AUGUSTA DR
City	OXFORD
State	MS
Zip	38655-8142
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 34 GRAND RIDGE PREV APN: 098M-34-034
Legal Range	03W
Legal Township	08S
Legal Section	34
Legal Subdivision	GRAND RIDGE
Legal Lot Number	34
Jurisdiction	LAFAYETTE MS
Township / Civil Division	1
Census Block Group	2
Census Block	2005
Census Tract	950506

Owner

1030 Augusta Dr is owned and occupied by an individual who acquired it in April 2016.

Source: Lafayette County records, as of April 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1030 AUGUSTA DR, OXFORD, MS 38655-8142
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2022	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK
Mar 17, 2022	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK
Feb 28, 2017	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2016
Deed Sale	Apr 29, 2016
Prior Sale	Mar 6, 2008 · Amount on File
Deed Document Number	20163631
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MS
Property Address	1030 AUGUSTA DR, OXFORD, MS 38655-8142
Transaction Type	Mortgage
Record Updated	Aug 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1030 AUGUSTA DR, OXFORD, MS 38655-8142

Mortgage

Document Number	0020222493
Date	Mar 17, 2022
Instrument	2022-2493

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	OXFORD, MS 38655

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Mar 26, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MS
Property Address	1030 AUGUSTA DR, OXFORD, MS 38655-8142
Transaction Type	Mortgage
Record Updated	Mar 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1030 AUGUSTA DR, OXFORD, MS 38655-8142

Mortgage

Document Number	0202202493
Date	Mar 17, 2022
Instrument	2022-02493

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	OXFORD, MS 38655

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Mar 26, 2032

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MS
Property Address	1030 AUGUSTA DR, OXFORD, MS 38655-8142
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201701520
Date	Feb 28, 2017
Instrument	201701520

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	TUPELO, MS 38803

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Feb 26, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1030 Augusta Dr was $2,550 with a senior citizen's exemption.

Source: Lafayette County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Lafayette County
Municipality	Oxford City
Unified School District	Oxford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,550.00 Senior Citizen's exemption	$34,260	$342,600 Land $60,000 Building $282,600
2023	$2,550.00 Senior Citizen's exemption	$28,032	$280,320 Land $60,000 Building $220,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1030 Augusta Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1030 Augusta Dr is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 81% of Mississippi
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OXFORD serves 28,500 people · EPA ID MS0360011
Water Source	Groundwater
Last State Inspection	Aug 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable	10,000 / 10,000
North East Fiber Fiber	2,000 / 1,000
C Spire Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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