1027 Augusta Dr, Oxford, MS 38655 Property Records

Lafayette County property record for 1027 Augusta Dr, Oxford, MS 38655

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,675 sqft · built 1996
Lot Size	1.88 acres (81,920 sqft)
Owner	Individual Name on Record
Last Sale	$287,700 (Jul 2020)
Tax Bill	$3,826 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`138Z-34-064.00`

Property Details

APN / Parcel Number

Primary APN	`138Z-34-064.00`
Alternative APNs	`098M-34-022` `25889`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,675 sqft Living Area
1st Floor Area	1,701 sqft
2nd Floor Area	641 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Brick Veneer
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	81,920 sqft (1.88 acres)
Lot Dimensions	127 ft deep x 64.1 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	25889
Street Address	1027 AUGUSTA DR
City	OXFORD
State	MS
Zip	38655-6187
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 GRAND RIDGE PREV APN: 098M-34-022
Legal Range	03W
Legal Township	08S
Legal Section	34
Legal Subdivision	GRAND RIDGE
Legal Lot Number	14
Jurisdiction	LAFAYETTE MS
Township / Civil Division	1
Census Block Group	2
Census Block	2008
Census Tract	950506

Owner

Source: Lafayette County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1027 AUGUSTA DR, OXFORD, MS 38655-6187
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2021	Deed of Trust, Mortgage MECHANICS BANK
Jul 2, 2020	Warranty Deed, Transfer · FHA Mortgage TRUSTMARK NATIONAL BANK
Sep 28, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2020 · Amount on Record
Deed Sale	Jul 2, 2020 · Amount on Record
Prior Sale	May 6, 2015 · Amount on Record
Deed Document Number	20205721
Prior Transfer Date	Sep 26, 2018
Prior Transfer Doc	0201808253
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MS
Property Address	1027 AUGUSTA DR, OXFORD, MS 38655-6187
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1027 AUGUSTA DR, OXFORD, MS 38655-6187

Mortgage

Document Number	0202108719
Date	Aug 9, 2021
Instrument	202108719

Lender

Name	MECHANICS BANK
Type	Bank
Address	WATER VALLEY, MS 38965

Agreement

Amount	Amount Recorded
Term	61 Months
Due	Sep 15, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MS
Recording Date	Jul 2, 2020
Property Address	1027 AUGUSTA DR, OXFORD, MS 38655-6187
Document Number	0202005721
Map Reference	CAB B SL 7
Instrument Date	Jun 30, 2020
Instrument	202005721
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	728 SHADY OAKS CIR, 728, OXFORD, MS 38655-5449

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1027 AUVGUSTA DRIVE, OXFORD, MS 38655-6187

Mortgage

Document Number	0202005722
Date	Jul 2, 2020
Instrument	202005722

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

September 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAFAYETTE MS
Recording Date	Sep 28, 2018
Property Address	1027 AUGUSTA DR, OXFORD, MS 38655-6187
Document Number	0201808253
Map Reference	CAB B SL7
Instrument Date	Sep 26, 2018
Instrument	201808253
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

Tax Assessment & Valuation

Source: Lafayette County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Lafayette County
Municipality	Oxford City
Unified School District	Oxford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,826.00 (+22.83%) Homeowner's exemption	$31,714 (+20.82%)	$317,140 (+20.82%) Land $60,000 Building $257,140
2023	$3,115.00 Homeowner's exemption	$26,250	$262,500 Land $60,000 Building $202,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 81% of Mississippi
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OXFORD serves 28,500 people · EPA ID MS0360011
Water Source	Groundwater
Last State Inspection	Aug 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable	10,000 / 10,000
North East Fiber Fiber	2,000 / 1,000
C Spire Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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