Schenectady County and Schenectady City property record for 1030 Regent St, Schenectady, NY 12309
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,865 sqft · built 1900 |
| Lot Size | 0.192 acres (8,400 sqft) |
| Owner | Individual Name on File |
| Last Sale | $190,000 (Sep 2023) |
| Tax Bill | $6,403 (2026) |
| Deeds & Mortgages | Apr 2021 Mortgage Apr 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 50.31-4-12 |
| Primary APN | 421500 50.31-4-12 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,865 sqft Living Area |
| 1st Floor Area | 941 sqft |
| 2nd Floor Area | 924 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,400 sqft (0.192 acres) |
| Lot Dimensions | 200 ft deep x 42 ft wide |
| Porch | Slab |
| Porch Area | 389 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1030 REGENT ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12309-5825 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 2 WOOD |
| Legal Subdivision | WILLIAM BISGROVE |
| Legal Block | 4 |
| Legal Lot Number | 12.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 20500 |
1030 Regent St is owned and occupied by an individual who bought it in September 2023.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1030 REGENT ST, SCHENECTADY, NY 12309-5825 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CCFCU FUNDING LLC |
| Apr 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CCFCU FUNDING LLC |
| Sep 13, 2023 | Warranty Deed, Transfer · Conventional Mortgage KEY BANK NA |
| Nov 19, 2018 | Warranty Deed, Transfer · Conventional Mortgage CAPITAL COMMUNICATIONS FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 13, 2023 · Amount on File |
| Deed Sale | Sep 13, 2023 · Amount on File |
| Prior Sale | Nov 19, 2018 · Amount on File |
| Deed Document Number | 202351932 |
| Deed Book / Page | 2115 / 986 |
| Prior Transfer Date | Jan 28, 2005 |
| Prior Transfer Doc | 0016990122 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1030 REGENT ST, SCHENECTADY, NY 12309-5825 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|---|
| Address | 1030 REGENT ST, SCHENECTADY, NY 12309-5825 |
| Document Number | 0000019860 |
|---|---|
| Date | Apr 30, 2021 |
| Book Page | 5095/381 |
| Instrument | 202119860 |
| Name | CCFCU FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | May 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1030 REGENT ST, SCHENECTADY, NY 12309-5825 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|---|
| Address | 1030 REGENT ST, SCHENECTADY, NY 12309-5825 |
| Document Number | 0000019861 |
|---|---|
| Date | Apr 30, 2021 |
| Book Page | 5095/397 |
| Instrument | 202119861 |
| Name | CCFCU FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | May 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 13, 2023 |
| Property Address | 1030 REGENT ST, SCHENECTADY, NY 12309-5825 |
| Document Number | 0000051932 |
| Book / Page | 2115 / 986 |
| Instrument Date | Aug 29, 2023 |
| Instrument | 202351932 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $760.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1030 REGENT ST, SCHENECTADY, NY 12309-5825 |
| Name | Verified Name |
|---|---|
| Address | 858 UNION ST, SCHENECTADY, NY 12308-2734 |
| Document Number | 0000051933 |
|---|---|
| Date | Sep 13, 2023 |
| Book Page | 5330/820 |
| Instrument | 202351933 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Nov 19, 2018 |
| Property Address | 1030 REGENT ST, SCHENECTADY, NY 12309-5825 |
| Document Number | 0000050984 |
| Book / Page | 2000 / 313 |
| Instrument Date | Nov 2, 2018 |
| Instrument | 201850984 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $464.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1030 REGENT ST, 1030, SCHENECTADY, NY 12309-5825 |
| Name | Verified Name |
|---|---|
| Address | 1030 REGENT ST, SCHENECTADY, NY 12309-5825 |
| Document Number | 0000050988 |
|---|---|
| Date | Nov 19, 2018 |
| Instrument | 201850988 |
| Name | CAPITAL COMMUNICATIONS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2048 |
The 2026 property tax bill for 1030 Regent St was $6,403, up 1.9% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,403.00 (+1.94%) | ||
| 2025 | $6,281.00 | $126,690 Land $19,900 Building $106,790 | $209,786 Land $32,952 Building $176,834 |
| 2023 | $126,690 (-) Land $19,900 Building $106,790 | $160,367 (+3.8%) Land $25,190 Building $135,177 | |
| 2022 | $126,690 Land $19,900 Building $106,790 | $154,500 Land $24,268 Building $130,232 | |
| 2021 | $6,015.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1030 Regent St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1030 Regent St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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