1022 Regent St, Schenectady, NY 12309 Property Records

Schenectady County and Schenectady City property record for 1022 Regent St, Schenectady, NY 12309

Property Summary

Property TypeDuplex
Details6 bd · 2 ba · 2,420 sqft · built 1910
Lot Size0.151 acres (6,600 sqft)
Owner2 Individual Names on Record
Tax Bill$7,084 (2026)
Deeds & MortgagesJan 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN421500 50.31-4-14

Property Details

APN / Parcel Number

Primary APN421500 50.31-4-14
Alternative APN
  • 150005003100040140000000

Interior

Bedrooms6 Beds
Full Baths2 Baths
Total Rooms12 Rooms
Stories2 Stories
Building Area2,420 sqft Total Area
1st Floor Area1,210 sqft
2nd Floor Area1,210 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area6,600 sqft (0.151 acres)
Lot Dimensions165 ft deep x 40 ft wide
PorchSlab
Porch Area374 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1022 REGENT ST
CitySCHENECTADY
StateNY
Zip12309-5825
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code02 - SINGL
Legal Description2 WOOD
Legal SubdivisionWILLIAM GIFFORD
Legal Block4
Legal Lot Number14.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group2
Census Block2008
Census Tract20500

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1022 REGENT ST, SCHENECTADY, NY 12309-5825
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateApr 18, 2012
Transfer Doc0000016590
Record UpdatedOct 29, 2026

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateJan 21, 2021
Property Address1022 REGENT ST, SCHENECTADY, NY 12309-5825
Document Number0000002642
Book / Page2050 / 430
Instrument DateJan 15, 2021
Instrument202102642
Transaction TypeTransfer
Record UpdatedMay 10, 2022
Title CompanyMARKET TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$796.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1024 REGENT ST, 1024, SCHENECTADY, NY 12309-5825

Transferred To (Grantee/Buyer)

NameVerified Name
Address1080 WILLETT ST, SCHENECTADY, NY 12303-1245

Mortgage

Document Number0000002643
DateJan 21, 2021
Instrument202102643
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,084.00 (+2.97%)
2025$6,880.00 (+6.47%)$123,800 (-) Land $18,600 Building $105,200$205,001 (+30.82%) Land $30,800 Building $174,201
2023$123,800 (-) Land $18,600 Building $105,200$156,709 (+3.8%) Land $23,544 Building $133,165
2022$123,800 Land $18,600 Building $105,200$150,976 Land $22,683 Building $128,293
2021$6,462.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 95% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

Nearby Properties on Regent St

Nearby Streets

Search Property Records by Address or Parcel Number