Schenectady County and Schenectady City property record for 1027 Regent St, Schenectady, NY 12309
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,473 sqft · built 1900 |
| Lot Size | 0.156 acres (6,800 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $101,000 (Nov 2018) |
| Tax Bill | $5,554 (2026) |
| Deeds & Mortgages | Sep 2023 Mortgage Apr 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 50.31-3-19 |
| Primary APN | 421500 50.31-3-19 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,473 sqft Living Area |
| 1st Floor Area | 801 sqft |
| 2nd Floor Area | 672 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,800 sqft (0.156 acres) |
| Lot Dimensions | 170 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 234 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1027 REGENT ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12309-5840 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 2 WOOD AND GARAGE |
| Legal Subdivision | WILLIAM BISGROVE |
| Legal Block | 3 |
| Legal Lot Number | 19.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 20500 |
Source: Schenectady County and Schenectady City records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1027 REGENT ST, SCHENECTADY, NY 12309-5840 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 15, 2023 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Apr 7, 2022 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Dec 1, 2020 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Nov 13, 2018 | Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 13, 2018 · Amount on Record |
| Deed Sale | Nov 13, 2018 · Amount on Record |
| Prior Sale | Dec 7, 2016 · Amount on Record |
| Deed Document Number | 201850135 |
| Deed Book / Page | 1999 / 844 |
| Prior Transfer Date | May 25, 2016 |
| Prior Transfer Doc | 0000024837 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1027 REGENT ST, SCHENECTADY, NY 12309-5840 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1027 REGENT ST, SCHENECTADY, NY 12309-5840 |
| Document Number | 0000052365 |
|---|---|
| Date | Sep 15, 2023 |
| Book Page | 5331/193 |
| Instrument | 202352365 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | CORAOPOLIS, PA 15108 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 477 Months |
| Due | Jun 1, 2063 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1027 REGENT ST, SCHENECTADY, NY 12309-5840 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2022 |
| Title Company | MORTGAGE CONNECT LP, MORTGAGE CONNECT LP VENDOR I |
| Name | Verified Name |
|---|---|
| Address | 1027 REGENT ST, SCHENECTADY, NY 12309-5840 |
| Document Number | 0000018041 |
|---|---|
| Date | Apr 7, 2022 |
| Book Page | 5217/168 |
| Instrument | 202218041 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | FISHERS, IN 46037 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1027 REGENT ST, SCHENECTADY, NY 12309-5840 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1027 REGENT ST, SCHENECTADY, NY 12309-5840 |
| Document Number | 0000037886 |
|---|---|
| Date | Dec 1, 2020 |
| Book Page | 5045/562 |
| Instrument | 202037886 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 335 Months |
| Due | Nov 1, 2048 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Nov 13, 2018 |
| Property Address | 1027 REGENT ST, SCHENECTADY, NY 12309-5840 |
| Document Number | 0000050135 |
| Book / Page | 1999 / 844 |
| Instrument Date | Nov 2, 2018 |
| Instrument | 201850135 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $404.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1027 REGENT ST, 1027, SCHENECTADY, NY 12309-5840 |
| Name | Verified Name |
|---|---|
| Address | 1 ESSEX AVE, ALBANY, NY 12205-4115 |
| Document Number | 0000050136 |
|---|---|
| Date | Nov 13, 2018 |
| Instrument | 201850136 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2048 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,554.00 (+2.13%) | ||
| 2025 | $5,438.00 (+4.98%) | $106,100 (-) Land $15,900 Building $90,200 | $175,691 (+30.82%) Land $26,329 Building $149,362 |
| 2023 | $106,100 (-) Land $15,900 Building $90,200 | $134,304 (+3.8%) Land $20,127 Building $114,177 | |
| 2022 | $106,100 Land $15,900 Building $90,200 | $129,390 Land $19,390 Building $110,000 | |
| 2021 | $5,180.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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