1030 Fleming St, Key West, FL 33040 Property Records

Monroe County property record for 1030 Fleming St, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,787 sqft · built 1938
Lot Size	0.095 acres (4,125 sqft)
Owner	Company on Record
Last Sale	$2,300,000 (May 2021)
Tax Bill	$22,531 (2025)
Deeds & Mortgages	Nov 2022 Transfer May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`00007330-000000`

Property Details

APN / Parcel Number

Primary APN	`00007330-000000`
Alternative APN	`1007609`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,787 sqft Living Area
1st Floor Area	2,787 sqft
Flooring	Wood
Interior Walls	Wood

Exterior

Year Built	Built 1938
Effective Year Built	Effective 2018
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	4,125 sqft (0.095 acres)

Exterior Amenities

Pool Area	238 sqft
Porch	Slab
Porch Area	1,052 sqft
Deck Area	256 sqft
Patio Area	512 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	1007609
Street Address	1030 FLEMING ST
City	KEY WEST
State	FL
Zip	33040-6963
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HMDR
Legal Description	KW PT LOT 2 SQR 45 G8-479 OR834-1870/71 OR834-1872/75 OR832-1688/89 OR834-2114/15 OR1486-2493/95 OR1630-1321 OR1720-1654/55 OR2438-1753 OR2461-1263/68 OR2696-847/48 OR2960-821 OR3096-1284 OR3202-0673
Legal Range	25E
Legal Township	68S
Legal Section	06
Legal Subdivision	SQUARE FORTY FIVE
Legal Lot Number	2
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	3
Census Block	3010
Census Tract	972800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Key West Historic District listed 1971 · 189 contributing resources · NRIS 71000245

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County assessment roll, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company on Record
Mailing Address	1030 FLEMING ST, KEY WEST, FL 33040-6963
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2022	Intrafamily Transfer, Transfer
May 11, 2021	Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Apr 23, 2019	Warranty Deed, Transfer · Line of Credit MARK T & KRISTINA SERBINSKI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2021 · Amount on Record
Deed Sale	May 11, 2021 · Amount on Record
Prior Sale	Apr 23, 2019 · Amount on Record
Deed Document Number	20212318868
Deed Book / Page	3096 / 1284
Record Updated	Jun 8, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE FL
Recording Date	Nov 22, 2022
Property Address	1030 FLEMING ST, KEY WEST, FL 33040-6963
Document Number	0032020673
Book / Page	3202 / 673
Map Reference	MB G PG 520
Instrument Date	Nov 21, 2022
Instrument	2398260
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1030 FLEMING ST, 1030, KEY WEST, FL 33040-6963

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1030 FLEMING ST, KEY WEST, FL 33040-6963

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	May 11, 2021
Property Address	1030 FLEMING ST, KEY WEST, FL 33040-6963
Document Number	0030961284
Book / Page	3096 / 1284
Map Reference	MB G PG 520
Instrument Date	Apr 30, 2021
Instrument	2318868
Transaction Type	Transfer
Record Updated	May 28, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$16,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	387 MEDINA RD STE 400, 387, MEDINA, OH 44256-9674

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1030 FLEMING ST, KEY WEST, FL 33040-6963

Mortgage

Document Number	30961286
Date	May 11, 2021
Instrument	3096/1286

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Apr 23, 2019
Property Address	1030 FLEMING ST, KEY WEST, FL 33040-6963
Document Number	0029600821
Book / Page	002960 / 000821
Instrument Date	Apr 18, 2019
Instrument	2216617
Transaction Type	Transfer
Record Updated	Jun 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$13,825.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	387 MEDINA RD #400 MEDINA OH 442569674, 400, MEDINA, OH 44256-9674

Mortgage

Document Number	29600824
Date	Apr 23, 2019
Book Page	002960/000824
Instrument	2216618

Lender

Name	MARK T & KRISTINA SERBINSKI
Special Notes	Seller Financed

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$22,531.00 (+2.85%)	$2,670,833 (+12.06%) Land $1,454,475 Building $1,216,358	$2,670,833 (+12.06%) Land $1,454,475 Building $1,216,358
2024	$21,907.00 (+8.82%)
2023	$20,132.00 (+12.06%)	$2,383,354 (+12.27%) Land $1,213,245 Building $1,170,109	$2,383,354 (+12.27%) Land $1,213,245 Building $1,170,109
2022	$17,966.00	$2,122,893 Land $940,088 Building $1,182,805	$2,122,893 Land $940,088 Building $1,182,805

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 248 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	259 units insured incl. 11 condo units
Nearby Flood Claims	11 (2005–2025)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Feb 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 6 claims Hurricane Wilma, Oct 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 922 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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